Kade Phillips is a contributing writer at kanetix.com. Cheap auto insurance really is possible with the help of kanetix.
Sub-prime mortgage crisis, food prices soaring, gasoline costs through the roof - do you feel like you're being financially squeezed at every turn? Here are some easy things you can do about some of your auto related expenses:
Saving money at the pumps
Slow things down a bit
On most major U.S. highways and freeways, the posted speed limited for automobiles & motorcycles is typically between 55-75 mph. If you’ve got a bit of a lead foot, you should know that increasing your speed does increase your automobiles gas consumption accordingly. Driving 20% faster than the posted limit increases your gas consumption by roughly 20% as well. Think about it, with today's soaring gas prices, do you really want to be buying 20% more gas?
Use Cruise Control
The governments website www.fueleconomy.gov suggests that using cruise control on the highway helps you maintain a constant speed and, in most cases, will save gas. The also advise to use Overdrive Gears because, When you use overdrive gearing, your car's engine speed goes down. This saves gas and reduces engine wear. You'll be saving gas, the environment and ultimately your hard earned dollars.
Relax, live longer and enjoy the ride
Aggressive driving, like rapid acceleration, speeding, and hard braking increases gasoline consumption by up to 37% according to a recent study done by Natural Resources Canada. Incredibly, it’s also been reported that aggressive city driving only gets you where you want to go about 2½ minutes faster on a 60–minute trip. 37% more gas to buy??? It’s a lot to pay for so little time saved, dontcha think?
Is your vehicle actually another 'storage room'
While it may seem like a convenient place to keep certain things, minimizing the amount of “stuff” you keep in your automobile can save you a significant amount of gas money. It is estimated by the U.S. Department of Energy that for every additional 100 pounds that you truck around in your vehicle, you are increasing your gas consumption by about 1-2%. This can really add up over time.
Not going anywhere and still burning up loads of costly gas?
It seems silly to state the obvious, but…you get 0 miles per gallon if your car is idling. You could simply turn off the cars motor if you're not moving for a while. Instead of idling while waiting at the fast food drive-up window, why not park the car and go inside? It's often way faster to get served anyway, and you should know that idling in the line up for more than 10 seconds burns more gas than restarting the engine would. Use this tip wisely, and your gasoline savings will mount.
A well-maintained and smoothly running vehicle uses less fuel
Your auto was designed for optimal operation with certain minimum requirements in place. If these minimum requirements are not met, your cars fuel-efficiency suffers.
Consider the following:
• Keeping your tires properly inflated can improve your gas mileage by around 3.3 per cent.
• Your car's air filter keeps impurities from damaging the inside of your engine and it helps the engine to operate more efficiently. Replacing a dirty air filter can improve your vehicle's gas mileage by as much as 10 per cent.
• You can improve your vehicle's gas mileage by 1-2 per cent by using the manufacturer's recommended grade of motor oil. Using lower grades will not only hurt the engine, but will hurt your wallet as well, in the form of much costlier fill-ups at the pump.
Drive less - much less if you can
Now we know that this is not for everyone, but for many of us, this is not only a viable option, but it could lead to some wonderful side benefits if enabled correctly. Much better health and fitness levels could be ours if we chose instead to walk or cycle whenever possible, instead of driving absolutely everywhere. Other options are car pooling with others (could be great for your social life) - or downsizing your ride - how about one of those new scooters that gets like 80 miles per gallon?
All kidding aside, most of us could drive a lot less, walk a bit more, and we'd all be far better off for it.
Cheaper auto insurance? - yes, it's very possible
With gas prices through the roof, saving money at the pumps is a real hot-topic these days, but you should know that there's another vehicle (excuse the pun) worth looking at for significant savings where your auto costs are concerned. It's easy to do, usually costs nothing but a bit of your time to do, and most people are still unaware of just how much money can be saved.
Did you know that car insurance rates can and do vary wildly from insurer to insurer - for basically the same coverage? Only by shopping around for your auto insurance coverage and getting quotes from several insurance companies will you know whether you are getting the best possible rate on your car insurance coverage. Don’t pay any more than you have to - shop around for your car insurance policy. If you have a few minutes, compare your current auto insurance rate with multiple competing offers right now. Click on: Cheap auto insurance to get started. It could be the best 5-minute investment decision you make all year.
- Related Videos
- Related Articles
- Ask / Related Q&A
- Tips To Get Cheap Auto Insurance
- Cheap Auto Insurance - Use the Internet to Get Lower Rates!
- Cheap Auto Insurance – a Dream Made Possible
- Get Quote on Auto Insurance - Cheap Auto Insurance Quote
- How to Get Really Cheap Auto Insurance Quotes
- Ridiculous (and Rising) Gas Prices Getting You Down? Here's What to Do
- Is Your RV Ready For Your Vacation? What You Need To Know About Auto Insurance, RVs And You
- Auto Insurance in Los Angeles




Legitimate Online Insurance Quotes - How to Get the Cheapest Online Insurance Quotes
By: Matt Couch | 15/11/2009There have been instances of celebrities insuring their silicon enhances breasts and footballers insuring their feet. You too can insure any and every part of your body and any and every aspect of your life provided you are ready to pay for the same. The average individual is not interested in such extreme examples of insurance. People normally seek insurance quotes for auto, life, homeowners and health insurance.
Cheap Insurance Company - Where to Find the Cheapest Online Insurance Company
By: Matt Couch | 15/11/2009A good insurance policy is probably one of the most important investments one can make in his lifetime. This insurance can either cover one's health, home, life, automobile, business, and whatnot. There are a lot of insurance policies that provide varying degrees of coverage from several insurance companies. In today's economy, finding a cheap insurance company that still provides great coverage can be challenging. However, there are still ways of finding a company that provides affordable policies.
Compare Insurance Companies - Where to Go To Compare Insurance Companies on the Web
By: Matt Couch | 15/11/2009Are you looking for an affordable insurance policy with good coverage? Are you finding it difficult to choose the right kind of insurance? Are the choices for insurance quotes and estimates starting to overwhelm you? Well, you are not alone. There are a lot of people who are interested in purchasing insurance but are stuck in deciding on the insurance company they intend to do business with.
Free Insurance Quotes - Why it is Important to Get Free Insurance Quotes Online
By: Matt Couch | 15/11/2009The internet provides people the convenience of shopping for anything from the comfort of their own home. You can buy books, electronics, clothes, accessories, even groceries, online. The list of items you can purchase online is practically endless. One of the many things you can procure via the internet is insurance - and you can start this by getting free insurance quotes online.
Free Insurance Quotes - How You Can Save Money With Free Insurance Quotes Online
By: Matt Couch | 15/11/2009Insurance is a business used for generating profit for the company. Premiums of insurance companies keep varying according to its performance. A year in which large number of claims have been settled the cost is passed on to the new policyholders in terms of raised premiums.
Getting Insurance Coverage for Disability
By: Jared Wright | 15/11/2009When people are younger, most of them take up life insurance to cover expenses for a spouse or young children. Strangely enough there are not that many that make use of disability insurance. Disability insurance can cover many expenses when you are suddenly faced with a disability and won’t be able to continue your life exactly as before.
Buy Auto Insurance Albuquerque
By: Will Davidson | 15/11/2009There are many different factors that you will need to compare when you are ready to Buy Auto Insurance Albuquerque. Some of these things will matter more to you than others, but all are vital when the time comes. Here are some items that you'll wish to compare when in the market to Buy Auto Insurance Albuquerque: Price In these worrying commercial t...
Life Insurance – Quick Guide to Cheap Policies
By: R.Dodger | 14/11/2009Here is a guide for quickly locating a Life Insurance policy that meets your needs at the lowest cost.
Credit Scores And Your Auto Insurance Rates
By: Kade Phillips | 08/08/2009 | AutomotiveCar insurance companies are known to pay attention to your credit history because they believe that there is a significant correlation between people with good driving habits as well as a good credit history. A person with a poor credit rating can often be asked to pay double what a person with a good credit rating pays for similar car insurance.
The Financial Crisis and Your Auto Insurer
By: Kade Phillips | 30/03/2009 | FinanceAt the time of writing (March 2009), the financial news has been especially bleak for months. Talk of financial collapse, government bailouts, stimulus packages and job losses in the hundreds of thousands constantly in the news. Quite upsetting and nasty stuff to keep hearing about day after day. Many people are even wondering if their car insurance would stand the test of a claim. The following article speaks to some of those concerns.
Smoker? Ex Smoker? How Smoking Can Affect Your Life Insurance Premiums
By: Kade Phillips | 23/01/2009 | Home & FamilyJust like everyone else, smokers and ex smokers can have spouses, children, other family members and other loved ones. And, just like most everyone else, they also need life insurance. Of course, everyone knows by now that smoking is bad for you. But, if you are or have been a smoker, you should know that there are life insurance options out there specifically for you, and there are various life insurance companies competing for your business.
Auto Insurance Considerations When Moving House
By: Kade Phillips | 11/10/2008 | AutomotiveFew of us live in the same location through the course of our lives. Every so often, for one reason or another, most of us have to to re locate. Discover how a house move can affect your car insurance rates and what you may be able to do to lessen the chances of a rate increase.
Underinsured/uninsured Motorist Coverage for Motorcycle Drivers
By: Kade Phillips | 23/08/2008 | AutomotiveIf you're a motorcycle enthusiast, you owe it to yourself, to explore the stopic of uninsured and/or underinsured motorist coverage, because it's quite surprising how many underinsured and uninsured motorists are out and about on our roads and highways. You need to know how to protect yourself from this menace.
Better Gas Mileage in 3 Easy Steps
By: Kade Phillips | 18/07/2008 | AutomotiveAlmost every other day someone else comes out with a new "top ten ways to save on gasoline" article. Unfortunately, there's rarely anything new in those articles, and most of the tips save so little gas that they're hardly worth implementing unless you're a fanatic. Here are the 3 gas savings tips that you absolutely must implement, if you want to get the bulk of the fuel savings possible.
Ridiculous (and Rising) Gas Prices Getting You Down? Here's What to Do
By: Kade Phillips | 08/05/2008 | InsuranceSub-prime mortgage crisis, food prices soaring, gasoline costs through the roof - do you feel like you're being financially squeezed at every turn? Here are some easy things you can do about some of your auto related expenses: