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Most married individuals would be likely to admit that marriage brings more expense into their lives than when they were living as a single unit, which is understandable. When you are single, you only have yourself to look after. However, marriage can bring some savings. If both parties work, a mortgage will be split between two, as well as household bills and shopping, and you are far more likely to have more disposable income. Who would have thought that getting married would save you money on your car insurance?
If you have tied the knot, and share car insurance with your partner, you can save up to 16% on the cost of your premium. Most married couples do not realise that this is the case, and fail to mention to their insurer that they have been married, which could potentially save them up to £40 per year. If you are recently married and share a car and car insurance, let your insurer know about it. Even though you will not see the reduction until you renew your insurance, it is well worth it to save some extra pennies. The reason why car insurers are likely to charge married couples less than those who are simply co-habituating is because marriage gives an impression of maturity and being sensible. Insurers see married couples as less of a risk and are therefore more likely to offer them lower premiums.
Other ways to save money on your car insurance includes doing anything you can to make your car more secure. By parking your car in a garage can significantly lower your premium, as opposed to keeping your car parked in the street or on your driveway. Also, avoid modifying your car if you are worried about the cost of your car insurance. Even adding alloy wheels or tinting your windows can be seen as a way of attracting thieves, so insurers would consider your car more of a risk if any changes have been made.
It is easy to get cheap car insurance when you know how to look for it. Compare car insurance using an online comparison tool, which will give you a bigger scope of the market. Compare insurance to make sure you get the lowest price possible.
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