Habib Antule is a financial advisor and consultant and have provided his expertise to many financial institutions for loans and insurance. One of which is a bit online financial player in the market – Apnapaisa.com.
There are many peoples working abroad. In spite of physical distance, they are emotionally very close to their families. The families health is always matter can be a cause of mental stress, that's why health insurance is very important for their families. It provides financial help and assistance when medical emergency arises.
Star Health Insurance is India's first exclusive health insurance company that offers array of health insurance products. It provides quality of service at best rates in the markets. Star Health NRI All Care is one of the best health insurance product specially made to insure the health of family members of Non Resident Indians.
It covers insured person for in-patient hospitalization expenses for more than 24 hours hospitalization. It includes expenses such as room rent, boarding expenses, surgeons fees, anesthetists fees, consultant fees, specialist fees, nursing expenses, operation theatre charges, ICU charges, cost of blood, oxygen, diagnostic expenses, cost of medicines and drugs, pacemaker, artificial limbs, etc.
The out-patient services are made available at company's cost. However, cost of diagnostic tests at labs, cost of medicines is borne by inured person. This health insurance extends to cover pre-existing diseases other than cardio vascular diseases, cancer and renal complications.
Cashless facility is provided, if the treatment is taken in any network hospitals. If the insured person choose to take the treatment in non network hospitals, then the company liability will be limited up to 50% of the final admissible claim, subject to the maximum of 50% of the sum insured. The payment must be made up up-front and then reimbursement will be provided on submission of documents.
This insurance is available at various range of sum insured-Rs.1lakh, Rs.2Lakh, Rs.3lakh, Rs.4Lakh and Rs.5Lakh. The sum insured spread among all the family members covered under the insurance. There is no upper age limit for covering parents.
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