If you have prior knowledge about your medical condition and need to travel abroad in spite of it, it becomes all the more important to get your medical condition insured. Since we all know that treatments abroad can prove to be very costly, it is suggested to take up travel insurance pre existing medical condition.
The pre-medical condition of a consumer means that he has been suffering from:
•Any respiratory condition; any heart, circulatory, kidney, liver or cerebral condition; any stroke or central nervous system disorder; for which he has ever received treatment.
•Any cancer for which he has received any diagnosis or treatment within the last five years.
•Any disease, illness or injury for which he has received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years
While availing UK travel insurance pre existing medical condition, the consumer is suggested to divulge all the medical facts about his condition to the insurer. This is done so that in the future, the insurer cannot claim to cancel the policy on the basis of incomplete facts. Even if the consumer is on some medication for his condition, he should inform the insurer of travel insurance pre existing medical condition about it very clearly.
However to take up travel insurance pre existing medical condition, the consumer needs to be a citizen of the UK and should be registered with a medical practitioner. Only the medical conditions that have already been diagnosed by the practitioner can be covered with travel insurance pre existing medical condition.
It can be availed as a single-trip travel policy or as a multi-trip travel annual policy depending upon the frequency of travel of the consumer. This can be done through Annual Travel Insurance in UK. The duration of the policy or the cover limit can be increased if the consumer informs the insurer before the present policy expires.
With travel insurance pre existing medical condition, it is now safe to travel abroad without worrying about any expenses on the pre-existing medical situation of the borrower.
About the Author:Jenny Black is the financial analyst at HealthInsuranceUK. She is providing independant insurance and financial advice on health through her informative articles. To find more about UK travel insurance, health insurance benefits, travel insurance pre existing medical condition, Vision insurance, multi-trip travel annual policy, short-term insurance, annual Travel Insurance in UK visit http://www.healthinsuranceuk.org.uk
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