ArticlesBase.com - Free Articles Directory
Free Online Articles Directory
07.09.2008 Sign In Register Hello Guest
Email:
Password:
Remember Me 
forgot your password?


Vegetarians Qualify for Cheaper Life Insurance

Author: Andrew Regan Author Ranking Gold Featured Author | Posted: 03-09-2007 | Comments: 0 | Views: 28 | Rating:  (50) Article Popularity - Green (?) Got a Question? Ask.
Sign Up Now!

Vegetarians have long claimed that their diet means that they are healthier than the meat-eating counterparts and now it seems that at least one life insurance company agrees. Pointing to the belief that vegetarians suffer less fatal illnesses such as cancer, not-for-profit firm Animal Friends Insurance (AFI) are offering up to 6% discount for those who forego meat. AFI spokeswoman Elaine Fairfax said: "The risk of vegetarians suffering certain cancers is reduced by up to 40 per cent and from heart disease by up to 30 per cent. However, they are still required to pay the same life insurance premiums as those who eat meat.

"The life insurance industry needs to acknowledge the impact of life expectancy as a result of opting for a vegetarian lifestyle and reduce premiums accordingly." She added. The figures on the possibility of being affected by certain cancers and heart disease are borne out by numerous studies including the China Health Project, the Dickerson and Davies study of 1986 and the Taber & Cook report of 1980. The sum of all this research came up with the now widely accepted facts that vegetarians eat less saturated fats and more polyunsaturated fats due to shunning red and white meat. They also tend to have a higher intake of fibre than meat-eaters, and have an increased intake of antioxidant nutrients such as the beta-carotene form of vitamins A, C and E.

All of that leads to a reduced occurrence of heart disease and less incidence of bowel and prostrate cancers than amongst meat-eaters, thus leading to this UK life insurance first of discounted premiums for vegetarians.

The innovative scheme which is underwritten by life assurance and insurance giant Liverpool Victoria is offering a typical saving of £307 per year to a non-smoking male paying back a £100,000 20-year mortgage. And to qualify for the discount you don’t have to shun all meat, as those who eat fish but no white or red meat still qualify for the policy.

There are estimated to be 2.2 million people in the UK who have not eaten red or white meat during the last twelve months and AFI research has shown that there are a further 1.26 million planning on quitting meat-eating before summer 2008. It will certainly pay for those people to compare life insurance policies carefully against the AFI scheme to see if they can get rewarded for their choice of lifestyle.

Rate this Article: Current: 0 / 5 stars - 0 vote(s).

Article Source: http://www.articlesbase.com/insurance-articles/vegetarians-qualify-for-cheaper-life-insurance-207971.html

Print this Article Print article   Email to a Friend Send to friend   Publish this Article on your Website Publish this Article   Send Author Feedback Author feedback  
About the Author:
Andrew Regan is a freelance online journalist.
Submitting articles has become one of the most popular means of generating quality backlinks and targeted traffic to your website. Join us today - It's Free!

Article Comments

Comment on this article Comment on this article
Your Name
Your Email:
Comment Body
Enter Validation Code: Captcha


Related Articles

US Study Finds That Women Have Less Life Insurance Coverage Than Men
By: Adam Singleton | 22/05/2007 | Insurance
A recent US survey shows a distinct imbalance between the number of women and men who have life insurance - a trend that seems to be reflected in the UK market as well.

Solving Inheritance Tax Issues by Using Life Insurance
By: Adam Singleton | 17/08/2007 | Insurance
Because of the rapid rise in house prices, many more people are leaving estates worth more than the Inheritance tax threshold of £300,000. Life insurance could take away the financial worries for those left behind.

Life & Income Protection Insurance: Make Sure you are Covered!
By: Andrew Regan | 30/08/2007 | Insurance
Despite the risk of financial hardship due to the unexpected death of a family member, almost one in three families in the UK have no form of life insurance, and even less have critical illness or income protection cover.

It’s a Family Affair: Ensuring Loved Ones are Looked After Should the Worst Happen
By: Elisha Burberry | 19/09/2007 | Insurance
Ensuring loved ones are looked after and given the best opportunities is central to many people’s work ethic. But it’s worth considering how they will be looked after should the worst happen, as there will still be many financial obligations to meet.

Standard Life Considering Bid for Resolution
By: Elisha Burberry | 02/10/2007 | Corporate
Insurance giant Standard Life are considering a shares and cash bid for the Resolution Group, causing a stir in the life insurance industry

Wills and Life Insurance – Belts & Braces for the Unexpected!
By: Andrew Regan | 17/10/2007 | Finance
Almost one in three adults in the UK does not have a will; which could cause serious problems for the families they leave behind should the worst happen.

How you Buy Life Insurance Shows your Age
By: Andrew Regan | 09/11/2007 | Insurance
Two separate surveys carried out on behalf of Sainsbury’s Bank and Norwich Union highlight a difference in the way that people of different generations buy life insurance.

A Brief Guide to Life Insurance
By: Andrew Regan | 09/11/2007 | Insurance
If you are thinking of buying life insurance in the near future here is a quick guide to the types of insurance you can buy and the terms used in the life assurance market.

Got a Question? Ask.

Ask the community a question about this article:

Frequently Asked Questions

Question about the history of term insurance
By: azman1122 | 25-09-2007
Was the original life insurance term insurance? It seems to me that term insurance is a gamble and almost a sure win for the company. How many people file a death claim for term insurance?

How can we compare life Insurance Policy of UK.
By: jake | 20-08-2007
How can we compare life Insurance Policy from the insurers of UK? Provide a best option of website for the comparision.  

If you cash in a life insurance policy,  do you ...
By: Waccamaw | 17-08-2007
If you cash in a life insurance policy,  do you have to pay taxes on it? 

Is there a smart affordable alternative to health insurance
By: mlorrainea | 09-08-2007
Is there a smart affordable alternative to health insurance?

Where can i find the list of life insurance by ...
By: dix13 | 03-02-2007
where can i find the list of life insurance by ranking of size?i look for the best life insurance that gives good tools for the personal area (where i can see my life insurance detailes)Thx, 

Life insurance charge
By: Annete | 18-06-2006
How does an insurance company calculates how much it should charge for a life insurance?

Q&A Powered by:
Powered by Yedda 

Latest Insurance Articles

Term Life Insurance Quote From Life Quotes Online
By: Vikram Kumar | 07/09/2008
Life insurance is important because it saves your family from total loss when your time to live is up.

Texas Health Insurance: a Step Ahead of the Future
By: Vikram Kumar | 07/09/2008
The issue of the growing number of Americans without health insurance is a thorny one.

Buy Life Insurance With No Visit Quote Services
By: Vikram kuamr | 07/09/2008
If you plan to buy life insurance, your first instinct is to know how much you will be paying for it. That is the time when you get various life insurance quotes from different insurance companies.

Acquire Online Health Insurance in Texas
By: Vikram kuamr | 07/09/2008
When you want to acquire quotes on health insurance, Texas offers you plenty of insurance quote providers.

Media Risks Coverage: the Answer to Sierra Leone’s Libel Laws
By: Kortor Kamara | 06/09/2008
The overriding public policy need for introduction of a media risks coverage policy addressing liability inherent to the journalistic community, outside of the criminal law processes, cannot be understated and remains this piece’s essential focus.

Choosing The Right Scooter Insurance
By: Anna Stenning | 06/09/2008
Looking at the varying insurance policies offered to new riders and bikers.

The Franchise in Auto Insurance
By: Alexei | 06/09/2008
The franchise can be considered as a unconditional obligation from the insurance company to compensate at own expense a part or the caused losses in the set cases and in the set size.The franchise in auto insurance can be conditional and unconditional.

Life Insurance With Cash Value
By: vincent yeong | 06/09/2008
Life is the most precious asset we have, we can’t extend it nor control it, but to provide security and protection to the family and the loved ones, life insurance is the ideal gift.

More from Andrew Regan

Is Bulgaria the Best Property Investment in Europe?
By: Andrew Regan | 26/02/2008 | Real Estate
British investors are heading east to find the best property buys, and Bulgaria is proving to be massively popular, offering high capital growth and great rental returns; not to mention stunning alpine ski resorts and golden beaches.

London Gears Up for 15th Annual Jazz Festival
By: Andrew Regan | 26/02/2008 | Music
From small jazz clubs to concert halls, the London Jazz Festival has been at the forefront of presenting both home-grown and international talent at a variety of venues for 15 years; with this year’s event set to be the biggest yet.

Effective Guerrilla Marketing is Limited Only by Imagination
By: Andrew Regan | 26/02/2008 | Viral Marketing
Guerrilla marketing can be one of the most effective weapons in a company’s arsenal, and if deployed correctly can generate a massive impact that will lead to an increase in business.

Tips on Business Culture in Dubai
By: Andrew Regan | 21/02/2008 | Ask an Expert
Before going to Dubai on business, or indeed for pleasure, it is important that a visitor has an appreciation of the culture of the country, and that they do as little as possible to offend.

Lollapalooza Gets Set to Raise the Temperature This Summer
By: Andrew Regan | 21/02/2008 | Music
Since 1990, the Lollapalooza touring festival has been the United States’ finest proponent of cutting edge artists and ground breaking new alternative acts playing alongside musical legends, with the 2008 event scheduled to be no exception.

Plucky Pedro Put Benidorm on the Map
By: Andrew Regan | 21/02/2008 | Destinations
Before Benidorm could become a popular holiday destination young Pedro Zaragoza knew he would have to persuade Spanish Dictator General Franco to agree to overturn a ban on bikinis, so in 1953 he got on his bike and went to Madrid to address the General.

Celebrity Spotting in London
By: Andrew Regan | 21/02/2008 | Art and Entertainment
London, one of the world’s largest cities, proves a magnet to tourists and celebrities alike due to the sheer number of exciting activities and experiences to be enjoyed in England’s capital.

Formula One: From Humble Beginnings to Billion Dollar Business
By: Andrew Regan | 20/02/2008 | Cars
Since Formula One first sprouted its roots in the European Grand Prix Motor Racing of the 1920s and 30s, it has become one of the biggest and most expensive sports in the world.

Article Categories






Give Feedback

Sign up for our email newsletter

Receive updates, enter your email below