Jessica Haynes is a freelance writer.
With British summer time at an end and winter approaches motorists will need to take extra care on the roads. Appropriate car insurance is paramount as the cold weather means there is a typical increase in the number of car accidents and motor insurance claims. Department for Transport figures show deaths last October stood at 269. In November the figure jumped to 300 and then 323 in December. Here are some recommendations that can be used as a guide for drivers this winter.
It is always handy to keep a working torch, first aid kit, fully-charged mobile phone, can of spare fuel and fire extinguisher in the car. These will be even more use to you in case something should happen in the winter. One of the most time-saving and potentially life-saving devices is a can of de-icer. A good safety precaution is ensuring windows and windscreens are clean and the washer bottle is filled with the correct concentration of screen wash to prevent the solution from freezing. A windscreen scraper is also an essential.
Another useful top tip is to keep an old piece of carpet which can be used as an anti-skid mat to help your car out of drifts and ditches and keeping a pair of jump leads in your boot will be useful should you run out of power. Always be prepared when setting out by keeping a warm coat plus a blanket in your boot should you get stranded.
In the UK, those driving during peak traffic hours - between 8am and 9am, and 3pm to 6pm - are most likely to run the risk of greater exposure to accidents during increased hours of darkness . Because less daylight hours increase the risk of accidents its vital to ensure that adequate levels of car insurance cover is in place.
Finally, make sure you have adequate car insurance cover – drivers that are inexperienced should get car insurance UK cover as they are more inexperienced and are said to be less able to control their vehicles in slippery road conditions. Everyone though, should have car insurance cover no matter how experienced or prepared they are when driving in winter.
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