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Miami Short Sale – Its Pick and Choose on Unbelievable Deals

Author: Mandel Dominus Author Ranking Blue | Posted: 23-07-2008 | Comments: 0 | Views: 12 | Rating:  (210) Article Popularity - Blue (?) Got a Question? Ask.
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It seems that all eyes are on Florida right now as one of the best places in the entire U.S. to find unbelievable deals on great homes and properties. Sure, there are other areas of the U.S where someone can pick up a great home through a foreclosure sale, but they aren't Miami Florida. Eventually the current economic downturn that has gripped the U.S. will end and things will turn right back around. So, now is the time to act, because in due time it will be back to business as usual and the buyers market will end.

No More Easy Financing

Before you head out the door and race down to Florida with your carpet bag in hand, you should bear a few things in mind. The first thing that you will need to know is that the days of easy, cheap home financing are over, unless you have a damn good credit rating. This means that now is the time to get copies of your credit report and give them the once over.

Mistakes are Common

You will need to get all three copies from the three major credit reporting agencies in the U.S. and you are entitled to a free copy from each one of them once a year. Even if your positive that your credit is spotless, you still need to look them over because mistakes and misinformation are not uncommon on credit reports.

Negetive Information

Credit agencies don't verify the information that is provided to them. This means that if someone has reported incorrect information about you to one, or all of these reporting agencies, it is on your credit report right now. Also another common problem is negative information on a credit report that has surpassed its time limit.

Its Up to You

Negative credit information can only stay on a credit report for seven years after the date of the last action that was taken on the account, not the date that the information was reported. If you find any mistakes on your credit report, the onus is on you to provide copies of any documents that show that the information is false. 

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Written by Mandel Dominus. Find the best information on Miami Short Sale as well as Sunny Isles Beach Condo

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