ArticlesBase.com - Free Articles Directory
Free Online Articles Directory
24.07.2008 Sign In Register Hello Guest
Email:
Password:
Remember Me 
forgot your password?


Investment Philosophy

Author: Ioannis - Evangelos C. Haramis Author Ranking Blue | Posted: 02-01-2008 | Comments: 0 | Views: 18 | Rating:  (57) Article Popularity - Blue (?) Got a Question? Ask.
Sign Up Now!
Ioannis - Evangelos C. Haramis

People choose to spend their money in many ways. The bulk of most people's income goes for day-to-day living expenses:

Food, shelter, and clothing.

But even if you live a no-frills lifestyle, it is important to make some investments for the future. A relatively small sum set aside each year can make an important contribution to your long-term financial security.

The theory behind investing is elementary:

Money not needed now can be invested to produce more money later, which will come in handy when needed.

We all need money, not just for our day-to-day lives, but for bigger plans -- buying a house, a car, a business, etc.

There is one major idea which comprises the philosophy of investing:

The Future Value of Money!

Future value is the sum to which an amount invested today will grow given some appreciation rate.

People invest on the hope or promise that they will receive more money later. Present value is the value in today's terms of a certain amount of money in the future. This is based on some estimated rate-of-return over a long period of time.

When you invest ...

Your money is working for you ...

Rather than the other way around!

Rate this Article: Current: 0 / 5 stars - 0 vote(s).

Article Source: http://www.articlesbase.com/investing-articles/investment-philosophy-294724.html

Print this Article Print article   Email to a Friend Send to friend   Publish this Article on your Website Publish this Article   Send Author Feedback Author feedback  
About the Author:

Ioannis - Evangelos C. Haramis was born in Athens, Greece and studied Business Administration, Marketing and Economics in Greece, in the U.S.A. and in Belgium.

He is the publisher and editor of the Learn to Invest www.GreekShares.com web site and the author of the Stock Market Guide to Profitable Investments book.

Since 2007 he is also the Sales and Marketing Director at a Greek Asset management Company.

Submitting articles has become one of the most popular means of generating quality backlinks and targeted traffic to your website. Join us today - It's Free!

Article Comments

Comment on this article Comment on this article
Your Name
Your Email:
Comment Body
Enter Validation Code: Captcha


Related Articles

Understand the Theory of Money
By: Edward Smithers | 24/06/2007 | Investing
Minimise your risk and maximise your returns! But before you can do this, you need to know the basics. This article introduces the fundamental concepts needed to understand the theory of money.

Are Investments With Dividends Better Than Non Dividend Paying Investments
By: Mika Hamilton | 29/01/2008 | Finance
This informative articles discusses the differences between making investments in Dividend paying vs Non Dividend paying securities.

When and When not to Use a Stop
By: Larry Potter | 18/12/2006 | Investing
There always will be a battle between simply holding on to a stock and hoping to recover your losses with time, versus stopping out and taking a quick loss.

Keeping your Losses at a Minimum
By: Larry Potter | 05/10/2006 | Investing
The first opening 40 minutes of trading where the overnight market orders are getting processed, where the morning's economic data is getting "knee jerked around" and overall it's usually a good time to avoid.

Investing and Money Mistakes
By: Ioannis - Evangelos C. Haramis | 01/01/2008 | Investing
Here are summarized six of the most common money mistakes investors tend to make. If any of them strikes home with you ... Why not resolve that you, too, will "know better" -- and do better!

How to Get Started Investing in the Stock Market
By: Mika Hamilton | 01/02/2008 | Finance
To start investing in the stock market is a simple process. Make the decision to start, evaluate your goals and options, and take action with these simple steps...

Have You Made A Bad Investment?
By: Jason Roberts | 12/07/2006 | Business
I

Do You Make Money On Real Estate Investments?
By: Robert Michael | 12/07/2006 | Advertising
Making money with real estate investments may seem overwhelming at first glance, but if you have the incentive and aggressive you need to succeed in your venture, you will see profits.

Got a Question? Ask.

Ask the community a question about this article:

Frequently Asked Questions

Mac Software Question
By: Susie | 23-07-2008
I was told that there is software available to allow Mac to read Microsoft software .  Is this correct, what is it called, and where do i get it?

Statute of limintations on a personal loan?HELP
By: nel | 23-07-2008
hi i live in NY and in the beginning of 2001 i took out a personal school loan. my husband agreeed to pay for it  so to get to school i had to take public trans but by summer i was having back problems and by the time i got better they had dropped me from the course and took away my partial grant and charged me for half of the tuition $4,500. i didnt have much of a choice but to except it I didnt want to mess up my credit. in 2005 my husband and i seperated and it turned out he did not pay for my loan after i stop going to school. i still have cronic back pain to this day the problem is that it goes and comes a few times a year but when it does come back i cant get out of bed and because of that i cant keep a job. itis going on 8years now. so my question is that is thier a statute of limintations on this loan? or atlast is their a loop hole i can use to get out of it ? I CANT GET MONEY FROM SOMEWHERE I DONT HAVE. i have had to become very dependent on my fam i do not get gov ass (what do i do). 

Why do most financial consultants say that Secured ...
By: Johansen8 | 23-07-2008
Why do most financial consultants say that Secured Credit Cards help people get back to life?

What do you call someone who buys a poor business ...
By: Johansen8 | 23-07-2008
What do you call someone who buys a poor business then makes it better and sells it for a higher price?   why do most businesses use Citi Business Cards ?

1995 Dodge truck DdLC
By: Bruce | 22-07-2008
Where is the DLC (Data Link Connector) for my 1995 Dodge Ram 1500?

My limit is 300 pound daily if i take the full ...
By: chanchlo | 22-07-2008
my limit is 300 pound daily if i take the full amount at 3pm what time can i take more cash

Q&A Powered by:
Powered by Yedda 

Latest Investing Articles

What is the TIC: Subscription Questionnaire?
By: Kathryn Landry | 24/07/2008
A TIC: subscription questionnaire is a very important part of the TIC subscription process. There are a few steps involved in the process, including the TIC: subscription questionnaire, which will be discussed in more detail here.

Learning About the TIC: Subscription Risk
By: Kathryn Landry | 24/07/2008
TIC investments are investments that essential give a person ownership of a piece of large, institutional grade property and a sharing of the income among one or more other people.

Learning About TIC: The Non-Recourse Loan
By: Kathryn Landry | 24/07/2008
It is important to understand something before getting into it, especially when it comes to your finances. TICs are one important subject here, and a TIC is essentially ownership of a piece of a large, institutional-grade property and sharing of the proportional income.

The Importance of Understanding TIC: Tenants
By: Kathryn Landry | 24/07/2008
If there is any issue related to the TIC investment that is important to understand, it is the issue of the tenants involved. TIC: tenants are the persons involved with the investment, and when two or more people own property together but are unmarried, they are considered as TIC: tenants.

TIC: Tenant in Common Association (TICA) What They Can Do For You
By: Kathryn Landry | 24/07/2008
If you are like most people you probably have no idea what TIC, or Tenancy in Common, is or what TICA is. TIC: Tenant in Common Association (TICA) is a trade association that serves common owners of property, or in more plain terms it is an association that protects the rights of multiple owners of real property.

Company Formation Services
By: Lizzi | 24/07/2008
Shareholders only need to meet financial obligations of any unpaid shares, which is a rare situation.

Business Incorporation Services
By: Lizzi | 24/07/2008
This is true regardless of whether it is a limited liability company or a corporate.

Why Invest in Property in Turkey?
By: Derek Both | 24/07/2008
Have you ever considered investing money in Turkey? It is slowly growing to become a very popular investment destination, for the country has a very high growth potential.

More from Ioannis - Evangelos C. Haramis

Investing and Money Mistakes
By: Ioannis - Evangelos C. Haramis | 01/01/2008 | Investing
Here are summarized six of the most common money mistakes investors tend to make. If any of them strikes home with you ... Why not resolve that you, too, will "know better" -- and do better!

Financial Planning and Investing
By: Ioannis - Evangelos C. Haramis | 01/12/2007 | Investing
Financial planning is the process of determining how to manage money, investing, present and future financial goals, and the strategy that should be undertaken to obtain them.

Investigate Before you Invest
By: Ioannis - Evangelos C. Haramis | 04/08/2007 | Investing
Always do your homework. The more you know, the better off you are! This requires that you keep learning, and pay attention to events that might affect you.

Saving Versus Investing
By: Ioannis - Evangelos C. Haramis | 04/08/2007 | Investing
In simple economies, there is little distinction between savings and investments. One saves by reducing present consumption, while he invests in the hope of increasing future consumption.

Investing is a Business ... Treat it That Way!
By: Ioannis - Evangelos C. Haramis | 30/01/2007 | Investing
Investments are most intelligent when they are most businesslike! It is amazing to see how many capable businessmen try to operate with complete disregard of all the sound principles through which they have gained success in their own business.

Investing Basics
By: Ioannis - Evangelos C. Haramis | 15/12/2006 | Investing
What motivates a person to invest, rather than spending his money immediately? The most common answer is savings -- the desire to pass money from the present into the future. People anticipate future cash needs, and expect that their earnings in the future will not meet those needs. Another motivation is the desire to increase wealth, i.e. make money grow.

Article Categories






Give Feedback

Sign up for our email newsletter

Receive updates, enter your email below