 |
Are You Retired or Disabled? Earn Your Benefits
Author: Jinky Belle Abelardo | Posted: 05-05-2008 | Comments: 0 | Views: 9 | 
Today, more than 156 million people work and pay Social Security taxes. More than 47 million people receive monthly Social Security benefits. These taxes are used to pay benefits to workers who already have retired; people who are disabled; survivors of workers who have died; and dependents of qualified individuals.
How you become eligible to Social Security?
As a person works and pay taxes, he or she earns Social Security credits. These credits depend upon the amount of an individual’s income. Every year, the amount of income needed to earn a credit increase to keep up with the wages. For 2008, a person shall receive one credit per $1,050 earnings. A worker can get up to a maximum of four credits a year.
Most people need forty credits equivalent to 10 years of working to qualify for benefits. Younger people need less credit for their family to be eligible.
Retirement Benefits
Social Security retirement benefits can be received as early as 62. However, few people understand the complicated rules that apply to people who continue to work after retirement age, or decide to retire before their full retirement age. Here are the following rules:
• If you opt to retire in your full retirement age, you shall be given your full retirement benefits
• If you retire prior to attaining full retirement age, you will obtain smaller benefits for the remainder of your life
• If you work further than your full retirement age, you will acquire your full retirement benefits regardless of how much income you earn
• If you carry on with work and choose not to withdraw your retirement benefits until you become 70, you shall get a hold of higher benefits when you retire
• If you decide not to collect your retirement benefits earlier than your reach full retirement age, you must make sure to apply for Medicare when you get to age 65.
Disability Benefits
There are five major types of Social Security Disability benefits.
1. Disability Insurance Benefits
2. Disabled Widow’s and Widower’s Benefits
3. Disabled Adult Child Benefits
4. Supplemental Security Income (SSI) Benefits
5. SSI Child’s Disability Benefits
Rules on disability benefits are followed strictly. They have a stern definition of disability. Their rules are different from those of other private plans or government agencies.
Social Security Act defines disability as “a person’s disability to engage in any “Substantial Gainful Activity” (SGA) by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months.”
A person may be considered disabled from another program or agency but it doesn’t follow that he or she could also be classified as disabled by the Social Security. Furthermore, having a statement from a doctor that says a person is disabled does not automatically mean that he/she can be eligible to Social Security disability benefits.
It is possible that problems arise in the process of claiming for these benefits. Social Security does not easily provide welfare but considers every aspect of the eligibility of the claim, such as, the employment record, prior contributions to Social Security, medical records, etc.
One may even have to apply several times before getting a positive approval of their claims. In the event that this happens, a Social Security benefit attorney may help you.
Get the most out of your Social Security benefit claim; appoint the services of our credible Los Angeles attorneys. Just log on to our website and take advantage of our free case evaluation services.
Rate this Article:
Article Source: http://www.articlesbase.com/law-articles/are-you-retired-or-disabled-earn-your-benefits-404367.html
About the Author:Before becoming an online writer, Claysphere worked as a legal researcher, data analyst, and lyricist in a local band in his hometown. He has a degree in law, and worked for several law offices as a paralegal, office staff and as a researcher. He has continued to write topics relating to his learning in law.
|
Submitting articles has become one of the most popular means of generating quality backlinks and targeted traffic to your website. Join us today - It's Free! |
|
Got a Question? Ask.
Ask the community a question about this article:
Q&A Powered by: 
Latest Law Articles
How to Run an Up to Date Reverse Phone Lookup
By: Davion W | 16/05/2008
Technology in the 20th century already seems like a forgotten memory nowadays. With state of the art enhancements in almost all aspects of living, modern life has never been this easy. Particularly in the field of telecommunications, people find it very convenient to talk and transact than ever before. With satellite technology, gps systems, and cellular phone upgrades, communication will never be the same.
What Employee Compensation Records To Keep
By: Arnold Hernandez | 16/05/2008
Rules pertaining to keep employee records pertaining to earnings, wages, meal breaks and other related record keeping.
A Celebrity Divorce Lawyer Can Handle All Legal Aspects of Your Case
By: damey | 16/05/2008
A celebrity divorce lawyer is the most competent professional who can ably handle your divorce case.
Using Search Engines to Search for a Los Angeles Lawyer
By: Melvin Magadia | 16/05/2008
If you are in Los Angeles and looking for help in filing a claim, the legal representation you are looking for may just be around the corner. However, you need to consider many factors when looking for a lawyer in Los Angeles. This makes the job of finding the right attorney challenging.
Clergy Abuse Scars Victims
By: John Bisnar | 16/05/2008
Sexual abuse of a child is the gravest betrayal of trust. It prematurely terminates a portion of childhood and its innocents. It scars its victims. It destroys trust. Sexual abuse changes every part of victim's life and the lives around them.
Personal Injury Compensation Accident Claims
By: Carolyn Clayton | 16/05/2008
It has been estimated that more than three million people are injured every year due to personal injury accidents that should have been avoided. These accidents could occur on the road, at work, in a public place, a slip trip or fall or due to medical negligence. All of these...
How To Know Your Legal Rights In The Event Of A Personal Injury
By: Peter Geisheker | 16/05/2008
In the event of an injury, you need to know that you have rights and that your rights will be protected.
Personal injury is one of the leading causes of people getting hurt in the Country today. Whether the personal injury is due to accident or medical negligence, the person...
Put an End to Racial Discrimination: Get La Lawyers
By: Melvin Magadia | 15/05/2008
Racial discrimination has been rampant in Los Angeles and the United States as a whole. Over the years, it has been the site of protest actions involving workers from various discriminated races such as Asians, Latin Americans, Mexicans, among others.
More from Jinky Belle Abelardo
Take Legal Action for an Illegal Employment Action
By: Jinky Belle Abelardo | 07/05/2008 | Law
The City of Walnut, located in the Southeastern region of Los Angeles County, is home to over 600 business entities. This means a number of employment opportunities for the city’s residents, and even for those residing beyond the border of the city.
Who Can Get Disability Welfare Benefits?
By: Jinky Belle Abelardo | 07/05/2008 | Law
Social Security is a social welfare program concerned in protecting the retired, old, needy, or disabled people; in addition, protects against socially recognized conditions, including poverty, old age, disability, unemployment and others.
Comparative Damages for Comparative Negligence
By: Jinky Belle Abelardo | 07/05/2008 | Personal Injury
In a motorcycle crash in Los Angeles, how is liability determined? What can victims obtain from the people liable? Can the victims themselves be held liable too? How can lawyers help with your claim? How does one really find out if he/she has received rightful justice from the sufferings, he/she has sustained?
California Business Law Attorneys – How Important are They
By: Jinky Belle Abelardo | 07/05/2008 | National, State, Local
Legal services are often deemed unnecessary and are often seen as mere additional expense. But you may be overseeing the fact that California business law attorneys can help a great deal in corporate dealings and operations.
Tips for Irvine Disability Claimants
By: Jinky Belle Abelardo | 07/05/2008 | Personal Injury
Representation to Social Security Disability claims in Irvine, California is no difficult matter. It is fairly easy to get a lawyer in this city who can help disabled residents in pursuing their claims.
Social Security Disability Claim Advocates
By: Jinky Belle Abelardo | 07/05/2008 | Law
Are you a disabled citizen of Los Angeles? Perhaps you intend to collect your disability benefits from Social Security. With this in mind, have you considered hiring an attorney to help you with your claims? First, let us understand what makes it so important to get a Los Angeles disability claims attorney.
Conquer Employment Law Violations
By: Jinky Belle Abelardo | 05/05/2008 | Law
As a worker in San Fernando Valley, you should be aware of your employee rights and obligations. Otherwise, you may not know that your employer has been violating or has violated your rights in some way. A certain area of law protects employees from unlawful employment practices.
Social Security Attorneys are Here to Provide Help
By: Jinky Belle Abelardo | 05/05/2008 | Law
Have you ever wondered why you should have an attorney in getting your benefits from the Social Security Administration (SSA)? How can attorneys who have expertise on cases of Social Security help you with your claims?
|
|
Law 
