Remember Me
forgot your password?

Identity Theft - Identity Crisis

IDENTITY THEFT – INDENTITY CRISIS

If your identity is stolen, the Federal Trade Commission (FTC) recommends that you take three immediately actions.

With the protections of the Identity Theft Shield you would not have to worry about the following:

First, you must contact the fraud departments of each of the three major credit bureaus.(See below) Tell them to flag you file with a fraud alert including a statement that creditors should get your permission before opening any new accounts in your name. At the same time, ask the credit bureaus for copies of your credit reports. Credit bureaus must give you a free copy of your report if it is inaccurate because of fraud. Check your reports carefully to make sure no additional fraudulent accounts have been opened in your name or unauthorized changes made to your existing accounts. For the next several months, order new copies of your reports to verify your corrections and changes and to make sure no new fraudulent activity has occurred.
CREDIT BUREAUS
Equifax www.equifax.com
Experian www.experian.com
Trans Union www.tuc.com

Second, you must contact the creditors for any accounts that have been tampered with or opened fraudulently. Ask to speak with someone in the fraud/security department and follow up in writing. Following up with a letter is very important. It is part of the record.

Third, you must file a report with your local police or the police in the community where the identity theft took place. Keep a copy in case your creditors need proof of the crime.

People whose identities have been stolen can spend months or even years and thousands of dollars to clean up the mess the thieves have made of their good name and credit record.

Alphonso Smith

Alphonso Smith, a writer and fledgling internet marker.
Don’t let it happen to you. Act now! Go to:
www.prepaidlegal.com/hub/Alphonso62 FOR more info: www.ourtopchoices.com

Rate this Article: 2.5 / 5 stars - 2 vote(s)
Print Email Re-Publish

Add new Comment



Captcha

  • Latest Law Articles
  • More from Alphonso Smith

Student Visa: Advice From a UK Immigration Lawyer

By: Gazala Rashid | 15/11/2009
Foreign students who have no indefinite leave to remain in the UK or students from countries other than EEA need a student visa if they wish to study in the United Kingdom. If this is your case, then 1. Get an admission letter from a UK institution. • Start by choosing a...

UK Citizenship Ceremonies - What You Need to Know!

By: Gazala Rashid | 15/11/2009
In 2004, the United Kingdom introduced citizenship ceremonies as part of the process needed to be undertaken when becoming naturalized or registered as a British citizen. Before this time, an oath or affirmation of allegiance to the country was made in private and a certificate of naturalization or registration as...

Benefits of a Prenuptial Agreement in Thailand

By: tiwi | 15/11/2009
A prenuptial agreement in Thailand is an allowed concept and a valid agreement if entered into prior to the marriage and registered at the time of marriage in Thailand in the marriage register. This article explains the three main benefits of making a prenuptial agreement in Thailand.

Car Accident Prevention - Accident Prevention From Space?

By: Nick Jervis | 15/11/2009
Could satellite technology be used to avoid car accidents?

Tax Attorney How to Get One

By: Tehira Hasan | 14/11/2009
Here I discussed about tax and attorney to make your tax clear or any type of problem you face with tax.

Online criminal records

By: Andrew Carmiel | 14/11/2009
Contemporary societies have been transformed by the sweeping phenomenon of technological advancement and globalization among a host of others. The progress that has been registered especially in information technology has tremendously changed the way things are getting done nowadays.

The importance of a Job background check

By: Andrew Carmiel | 14/11/2009
In many spheres of life persons have to get subjected to rigors scrutiny for one reason or the other. The chief reason to this is that life in the formal world is about ties and relationships hence it will be wise to have an understanding of the background of the kind of persons that you intend to get involved with.

Financial background check

By: Andrew Carmiel | 14/11/2009
Financial commitments are some of the most critical engagements that a person gets into in modern life. Equally, financial commitments are is of grave consequences especially to the organizations that wile be empowering individuals with the solicited financial help. The financial institution takes a major risk by giving some financial assistance.

Stop Digging Your Own Grave!

By: Alphonso Smith | 04/12/2008 | Finance
One of the most prominent companies that exists today in the field of consumer credit counseling is CCCS - Consumer Credit Counseling Services. CCCS has been providing consumer credit counseling services to clients for years and they have a proven track record for getting people out of debt and on...

Urgent! I Need Credit Counseling Now

By: Alphonso Smith | 03/12/2008 | Finance
College students are running up an alarmingly large amount of credit card debt these days and it is only increasing with the passage of time. The average undergraduate student carries $2,500 in credit card debt and by the time they graduate from college, they are beginning their new lives in...

Defeat the Credit Crisis-101

By: Alphonso Smith | 27/11/2008 | Credit
College students are running up an alarmingly large amount of credit card debt these days and it is only increasing with the passage of time. The average undergraduate student carries $2,500 in credit card debt and by the time they graduate from college, they are beginning their new lives in the “real world” with debt that they can’t pay.

HELP -The Old Fashion Way - Avoid the Credit Crunch

By: Alphonso Smith | 10/10/2008 | Finance
Many of the professional organizations who work to repair credit are everywhere. You can't turn on a television or radio without hearing an ad for a company who will help you raise your credit score and repair your credit no matter what financial shape you are in. The truth is that...

Professional Credit Restoration Organization-freedom of Choice

By: Alphonso Smith | 01/10/2008 | Credit
When you are looking for a debt consolidation or debt management company to help you repair your credit, there are a lot of things ou need to look for. First, check out their references and make sure they are on the "up and up". Their reputation can say volumes about their tru abilities to help you repair your credit.

Real Credit Repair

By: Alphonso Smith | 21/09/2008 | Personal Finance
An informational guide to improve your credit score by removing negative items from your credit report. Easy step by step guide. Quick.

Control Your Credit, Control Your Money

By: Alphonso Smith | 07/08/2008 | Finance
The masses have been sold on the trick of living a debt filled lifestyle. A large gas guzzling car, a SUV etc. Owning every gadget on the market. Clothes galore, that generally are out of style the very next year. There is no way you can win this battle. It...

Controlling Cholesterol-20 Point Plan

By: Alphonso Smith | 28/07/2008 | Nutrition
Good cholesterol you need higher levels, Bad cholesterol you need lower levels. Your body produces cholesterol. The food you eat can contribute to your cholesterol levels. High bad cholesterol levels can kill you. What can one do to get it right?

Submit Your Articles Free: Signup
Article Categories




Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2008 Free Articles by ArticlesBase.com, All rights reserved. (0.22, 8, w1)