Best Way To Borrow Money

Need a personal loan? Lending Club is a social lending network where, if you have good credit, you can borrow money at a low interest rate—one that’s lower than those available from conventional sources. Lending Club takes care of all the legwork, from helping you secure funds at the lowest possible fixed rate to automating the repayment process for “set it and forget it” convenience.

Now, borrowing money is not among my top 10 things to do in life, but I appreciate how easy it was to sign up and get approved. The loan was in my account on the day I was told it would be there, and I now have money withdrawn from my account each month. Easy! I don’t feel that I have to worry about anything, and that’s perfect for me.

Unlike banks and credit card companies, social lending operates entirely online at comparatively much lower operating costs, helps borrowers and lenders connect directly, and passes the savings on to them in the form of better rates for everyone. Without expensive overhead such as maintaining things like physical branches, staff and ATMs, Lending Club is sustained simply by charging small origination or processing fees per transaction.

Lending Club employs strict procedures and the latest technology for safeguarding your personal and financial information. There’s no special “timing it” ever required, nor do you have to “pitch your story” to lenders in any way that might put your personal information at needless risk. Further, we protect your privacy and that of your fellow members by ensuring that lenders and borrowers are identified only by their chosen, anonymous screen names. When you borrow money, you can share as much or as little information about yourself as you deem necessary to secure funding.

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