Andrea Fletcher is an MBA with a Master's in Finance. She has an expertise in writing on topics related to finance. Here she shares her views on CCJs cash loans, ccjs cash loans , secured loans CCJs, unsecured loan ccjs. For more information log on http://www.ccjsloans.org.uk
The full form of CCJs is County Court Judgments. CCJs tenant loans is for those people who has defaulted in repayment but has repaid the outstanding loan amount after the issue of the County Court Judgment.
Borrower who is a tenant, having bad credit and CCJs closes all the possibility of getting a loan. As soon as the County Court Judgment is issued for a tenant, the financial institutions are informed. This record is hold in reserve at county courts in UK for six years. It will also show the same on the bad credit tenant borrower’s credit file for the same period of time. If any borrower repays the entire default amount within a month after the judgment, he/she can request the court to remove and cancel the entry from their records. A borrower can get an updated credit history report one month after the request and check to see that the court had cancelled the entry in the report. For this the borrower will need to pay £10 as court fee and will need to prove to the court that the debt has been settled. As soon as court issues a certificate of satisfaction, the credit bureaus should be notified that the borrower does no longer owe the debt.
After the court has issued the certificate of satisfaction, tenants easily get the cash loan instantly without any hassle. Online application will be faster and less time consuming. No application fee is required, neither any personal appearance nor any unnecessary paper work. To qualify for the loan one must be a citizen of UK, must be living at the present address for the last 3 months, age must be minimum 18 years, should be a permanent employee and have a current bank account. The amount of loan can be between £1000 to £25000 and repayment tenure between 6 months to 10 years depending on the lender.
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