Andrea Fletcher is an MBA with a Master's in Finance. She has an expertise in writing on topics related to finance. Here she shares her views on CCJs homeowner loans, loans for people with CCJs , secured loans CCJs, CCJs cash loans , CCJs loans.For more information log on http://www.ccjsloans.org.uk
An introduction:
A person who doesn’t have own home to live and has to live in a rented accommodation is known as tenant. Such people don’t have any security to offer when they need loan to solve their financial crisis. Furthermore if tenants have got CCJ’s against them then it was nearly impossible to get a loan in past. Now with the arrival of tenant loans CCJ’s such tenants can easily get the needed extra cash without much trouble. CCJ’s or county court judgments are legal judgments given by your county court to resolve civil disputes like debt repayment, family disputes etc.
Some other facts and figures:
Tenant loans CCJ’s don’t require any security to be kept and are especially designed for tenants. Also your credit score doesn’t affect your chance of getting the loan. You must fulfill some prerequisites in order to avail these loans:
a) You must be citizen of U.K.
b) You must be living at your present address since 3 months.
c) You must be above 18 years.
d) You must have a regular job since 6 months.
e) You must have a current bank account.
The loan is approved with not much tension if all the prerequisites are fulfilled by you. These loans are granted seeing your present repaying capacity and it decides your loan amount. Generally the amount you can get as loan varies from £1000 to £25,000 with a repayment period of 6 months to 10 years. The repayment mode is in form of monthly installments which further eases you. The interest rate is high due to your bad credit and loan being unsecured. But with proper market search you can find a cheap loan too. The online availability of these loans has made this job simpler. A regular and disciplined approach to repayments can help you improve your credit rating.
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