Andrea Fletcher is an MBA with a Master's in Finance. She has an expertise in writing on topics related to finance. Here she shares her views on CCJs cash loans, loans for people with CCJs , unsecured loans CCJs, secured loans CCJs log on http://www.ccjsloans.org.uk
An introduction:
Tenant loans CCJs is a financial scheme which lends money to tenants in case they have a CCJs issued against them. CCJ mean county court judgment and these are given to solve civil issues like debt payment, breaching of any contract regarding properties and personal injuries. When such a CCJ is issued against you, your credit history becomes nil for next 6 years if you don’t repay the debt fixed by the court within 1 month from the issue of CCJ’s. Now being a tenant you don’t have any property to keep as security to have a loan. In this vital condition CCJ’s loans for tenants helps you and saves your creditability.
Some other facts and figures:
As tenant CCJs loans " target="_blank">CCJs loans are designed for tenants; no security is kept and you don’t have any risk of loosing you collateral in case of failure in repayment of debt. There are certain prerequisites to be fulfilled before the approval of loan and these are stated below:
a) You must be citizen of U.K.
b) You must be living at your present address since 3 months.
c) You must be above 18 years.
d) You must have a regular job since 6 months.
e) You must have a current bank account.
Your current repaying capacity is considered in order to decide the loan amount and repayment instalments and duration. The loan amount given in tenant loans CCJ’s is generally £1000 to £25,000 with a repayment period of 6 months to 10 years. The interest rate is higher than conventional loans as expected. So you must repay the debt well in time. These loans are also offered by online lenders so you can have access to all the available option in the loan market.
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