1st Continental Mortgage Thomas Martin http://www.fhamortgageprograms.com/florida/ http://www.fhamortgageprograms.com/mortgage/fha-loan-program.shtml
Florida FHA Mortgage Programs
FHA loans have been helping Florida homebuyers become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your Florida mortgage lender can offer you a better deal.
- Low down payments
- Low closing costs
- Easy credit qualifying
What does FHA have for you?
Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.
Want a fixer-upper?
FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.
Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.
Want to make your home more energy efficent?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.
How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products – one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.
The FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than other types of real estate mortgage home loan programs. Here are just some Examples of how FHA can help you buy a home,
Minimal Down Payment and Closing Costs.
- Down payment less than 3% of Sales Price
- 100% Financing options available
- No reserves or required.
- FHA regulated closing costs.
- Seller can credit up to 6% of sales price towards buyers costs.
Easier Credit Qualifying Guidelines such as:
- No minimum FICO score or credit score requirements.
- FHA will allow a home purchase 2 years after a Bankruptcy.
- FHA will allow a home purchase 3 years after a Foreclosure.
- Easier Debt Ratio and Job Requirement Guidelines such as:
- Higher Debt Ratio's than other home loan programs.
- Less than two years on the job is allowed.
- Self-Employed individuals o.k.
Whether Refinancing or Buying, We
Deliver Good Answers to Great Questions!
- Related Articles
- Related Q&A
- Florida Mortgage Refinance, FHA Mortgage Refinance offer many Benifits
- Florida FHA Mortgage to Iincrease homeownership, 97% financing
- How to get an FHA Mortgage Loan, ((97% W 550 FICO))
- FHA mortgage Florida, FHA loan Florida, No Credit No Probelm
- Bad Credit Mortgage Florida, ((FHA down to 530 FICO))
- FHA mortgage Lender Florida offers ((FHA financing down to a 530 FICO))
- Florida FHA mortgage, Questions and Answers
- Florida FHA Mortgage Information




FHA mortgage loans provide the Best Interest Rates, ((97%w 580 Fico))
By: FHA home loan Lender | 08/11/2009Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive than a conventional mortgage loan product. Some highlights of the Florida FHA loan program include:
Many reasons why Florida homebuyers Choose FHA mortgage loans
By: FHA home loan Lender | 08/11/2009Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive
Many reasons why Florida homebuyers Choose FHA mortgage loans
By: FHA home loan Lender | 08/11/2009Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive
Many reasons why Florida homebuyers Choose FHA mortgage loans
By: FHA home loan Lender | 08/11/2009Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive
Many reasons why Florida homebuyers Choose FHA mortgage loans
By: FHA home loan Lender | 08/11/2009Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive
Florida FHA mortgage Refinance, 97% w NO MIN FICO
By: FHA home loan Lender | 08/11/2009Florida Homeowners enjoy the benefits of investing in their Florida homes. For some Florida homeowners , there comes a time when that investment can come in handy. Refinancing with an FHA loan can prove to be an effective way to put the equity built up in your Florida home back in your pocket.
Florida FHA mortgage Refinance, 97% w NO MIN FICO
By: FHA home loan Lender | 08/11/2009Florida Homeowners enjoy the benefits of investing in their Florida homes. For some Florida homeowners , there comes a time when that investment can come in handy. Refinancing with an FHA loan can prove to be an effective way to put the equity built up in your Florida home back in your pocket.
Florida FHA mortgage Refinance, 97% w NO MIN FICO
By: FHA home loan Lender | 08/11/2009Florida Homeowners enjoy the benefits of investing in their Florida homes. For some Florida homeowners , there comes a time when that investment can come in handy. Refinancing with an FHA loan can prove to be an effective way to put the equity built up in your Florida home back in your pocket.
The FHA home loan Process Four easy steps to your FHA loan!
By: FHA home loan Lender | 07/11/2009 | MortgageApplying for an FHA home loan through FHAmortgageFHAloan.com is simpler than ever before. We have combined the speed and ease of the Internet with the hands on approach that our FHA home loan applicants have come to expect. Once you apply online for an FHA home loan, you are entered into our database where your FHA home loan is processed. Within 24 hours, your assigned FHA home loan officer will contact you, via e-mail or phone, to schedule your interview.
FHA home loans for Buying a Florida home, ((97%w 540 FICO))
By: FHA home loan Lender | 07/11/2009 | MortgageFlorida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA home loan program can simplify the purchase of buying a Florida home, making financing easier and less expensive than an other home loan program
Florida Home Buyer Tax Credit Extension makes it through Congress
By: FHA home loan Lender | 06/11/2009 | MortgageFor Florida homebuyers this is great news! Congress both extended and expanded the First-Time Home Buyer Tax Credit program Thursday for Florida homebuyers.
What Are FHA/HUD Loans Loan? Florida FHA loan 97% w 580 FICO
By: FHA home loan Lender | 06/11/2009 | MortgageThe Recent increases in foreclosures due to subprime home loans have peaked. The FHA aka Federal Housing Administration was created in 1934 as an effort to stimulate homes sales during the Depression. By financially guaranteeing FHA home loans the FHA lifts much of the risk of non-payment and foreclosure from private FHA mortgage lenders. It is important to remember that the FHA is not a mortgage lender; they just guarantee your loan made by private FHA mortgage lenders
Florida FHA Guidelines Loans Under 620 Credit Score, ALL DAY LONG
By: FHA home loan Lender | 05/11/2009 | MortgageFHA Home loans under a 620 credit score are easy with FHA homeloans as long a your dealing with the right Florida mortgage Lender.
FHA Mortgage loans- WHEN YOU ALREADY OWN A HOME
By: FHA home loan Lender | 05/11/2009 | MortgageFHA Mortgage loans- WHEN YOU ALREADY OWN A HOME.Recently, FHA and others in the mortgage industry have observed an increasing number of homeowners who have chosen to vacate their existing principal residence and purchase a new residence. This has been occurring as some homeowners, given the rising price of fuel, are relocating to homes nearer
Florida FHA home loan "No MINIMUM CREDIT SCORE"
By: FHA home loan Lender | 05/11/2009 | MortgageFlorida bad credit FHA home loan "No MINIMUM CREDIT SCORE", Florida Bad Credit Mortgage, Florida bad Credit home loans, FLorida FHA with bad credit