Thomas Martin FHA Mortgage Specialist http://www.fhamortgageprograms.com/mortgage/fha-loan-program.shtml http://www.fhamortgageprograms.com/mortgage/home-buyer-loan.shtml http://www.floridamlshub.com/
ow can FHA Help me buy a Florida home?
FHA insured mortgages offer many benefits and protections that only come with an FHA mortgage:
Easier to Qualify: Because FHA insures your Florida mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.
Less than Perfect Credit: You don't have to have a perfect credit score to get an FHA mortgage. In fact, even if you have had credit problems, such as a Florida bankruptcy or a past Florida foreclosure, it's easier for you to qualify for an FHA loan than a conventional loan.
Low Down Payment: FHA loans have a low 3.5% down payment requirement lower than any other mortgage program and that money can come from a family member, employer or charitable organization as a gift. Other loan programs don't allow this.
Costs Less: FHA loans have competitive interest rates because the Federal government insures the loans. Always compare an FHA loan with other loan types.
Helps You Keep Your Home: FHA mortgage loans have been around since 1934 and will continue to be here to protect you. Should you encounter hard times after buying your Florida home, FHA has many options to help you keep you in your home and avoid foreclosure.
FHA does not provide direct financing nor does it set the interest rates on the Florida mortgages it insures. For the best interest rate and terms on a Florida mortgage, you should compare Florida mortgages from several different Florida mortgage lenders. In order to initiate the loan application process, please contact us at www. FHAmortgagePrograms.com.
A Florida FHA mortgage may be used to purchase or refinance a new or existing 1-4 family Florida home, a Florida condominium unit or a Florida manufactured housing unit (provided the manufactured housing unit is on a permanent foundation).
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2% Mortgage Rates for Refinancing with President Obamas Stimulus Plan
By: MPetrone | 24/12/2009Homeowners can now get a mortgage refinancing into a 2% interest rate, save money, and save their home with President Obamas stimulus plan. This program is designed to help all sorts of homeowners find financial relief, save money, and avoid losing their home to foreclosure or mortgage default. It has never been easier or more beneficial to refinance a mortgage than it is now. Here is some information for homeowners who want to use this stimulus program for themselves.
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By: MPetrone | 24/12/2009CitiBank is participating in President Obamas “Making Home Affordable” plan. This means that homeowners in all types of bad financial situations can get help refinancing a mortgage with CitiMortgage and it is easier, and more beneficial than ever before. Here are some things a homeowner should be aware of before using this plan to refinance their home loan.
Refinance a Mortgage by Using President Obamas Stimulus Plan
By: MPetrone | 24/12/2009The new mortgage stimulus programs available because of President Obamas “Making Home Affordable” plan will help millions of people. The help will come from new mortgage refinancing and modification options that will lower monthly payments, help homeowners avoid losing their home, and save people money. Here are some important things you should know regarding refinancing a mortgage with Obamas stimulus program.
FHA Mortgage Requirements
By: Florida Mortgage | 24/12/2009FHA loan qualifying requirements have been relaxed as part of the Federal government's Housing and Economic Recovery Act, 2009. The purpose of the act is to provide some relief for home owners affected by the subprime housing finance crisis, and to help stabilize the housing market overall.
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2010 Mortgage Interest Rate Predictions
By: MPetrone | 24/12/2009Mortgage refinancing in 2010 will still be beneficial to many homeowners, but I do predict that interest rates will rise making it less beneficial for everyone, and making it not beneficial at all for many others. While mortgage interest rates will remain low, they will rise, and I think I know when and why. Here are my mortgage interest rate predictions for 2010, and how I made them.
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By: FHA home loan Lender | 23/12/2009 | MortgageNo matter if you call it a factory built home, a manufactured home, a modular home, or a prefabricated home; smart Florida financing Mobile Home Buyers know that manufactured homes offer them comparable quality, lower costs per square foot and dramatically quicker build times than a traditional site built home.
The New Good Faith Estimate & HUD Guidelines Effective 1/01/10
By: FHA home loan Lender | 22/12/2009 | MortgageThe New Good Faith Estimate & HUD Guidelines Effective 1/01/10
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