Samantha Taylor is a contributing Financial Writer, Moderator and Community Mentor of MortgageFit. She has been an active participant in the forums wherein she offers mortgage advice and suggestions to people in loan problems. If you have a query on "how much house can I afford" related issues, you can simply discuss it with her in the Mortgage Forum.




Obamas Mortgage Refi To Stop Forclosure
By: Christian Steele | 11/12/2009As I'm sure many of you have heard people everyday are taking advantage of Obamas mortgage refi to stop forclosure, Well, the smart people are anyway. The rest of the population that is in over their head with their current home financing are sitting back doing nothing while they watch their home get taken away.
How Do I Qualify For a Federal Stop Forclosure Loan
By: Christian Steele | 11/12/2009The answer to that question is actually a little more simple than many would imagine. You have to understand that the government and the banks are bother trying to stop the rate that forclosures are happening. If they don't, there is a good chance that the economy takes another turn for the worse and we dip right back into a recession.
Lending Secrets They Don't Want You To Know About Your First Mortgage
By: Susan Maret | 11/12/2009Your First Mortgage and Secrets You Should Know.
Bank of Americas New Mortgage Refinance Stimulus Options
By: MPetrone | 11/12/2009Mortgage refinancing with Bank of America is easier than ever. This is because of the housing market conditions, and new mortgage bailout programs. Millions of people can get a mortgage refinancing or modification with Bank of America thanks to over $75 billion in Government stimulus money. Here is how is works.
New Mortgage Refinance and Modification Guidelines from Obamas Stimulus
By: MPetrone | 11/12/2009President Obamas “Making Home Affordable” plan will save millions of homeowners a lot of money, their home from being lost, or both. Many benefits are now available through new mortgage refinancing and modification programs thanks to over $75 billion in Government funding. Here is how you can use this stimulus for yourself.
How Does A Reverse Mortgage Work! Can Senior Buy A New Home
By: Juhani Tontti | 11/12/2009Senior citizens have their own special needs as to the home issues. Mots people age 62 or over have so called empty nests phase, the children have moved away and they do not need anymore those big homes. Many ask, how does a reverse mortgage work, does it allow to buy a new home?
How Can A Senior Get A Reverse Mortgage Loan With Bad Credit
By: Juhani Tontti | 11/12/2009Usually the bad credit information is a bad thing, when somebody wants to take a loan, because that is a sign that a person has not taken care of his financies. But not with the reverse mortgage loan. It has an idea to help seniors age 62 or over to improve their financial situations, so the credit information has no meaning.
How Can A Senior Qualify For A Reverse Home Mortgage
By: Juhani Tontti | 11/12/2009When a senior ponders the qualification issues, the main thing is to find out, that the reverse home mortgage is a product, which will be taken against the equity of the home. This means that the only guarantee, that a lender has, is the home of a senior citizen.
Filing bankruptcy: Is it a good idea?
By: Samantha Taylor | 13/11/2009 | MortgageFiling bankruptcy should be the last thing on your mind. Find out why you must avoid bankruptcy and in which cases only you should file bankruptcy.
How do second mortgages work?
By: Samantha Taylor | 30/10/2009 | MortgageSecond mortgages help when you need that extra cash to repair your home or upgrade your home. Although it is convenient to get a second mortgage, lenders do charge bigger interests because they are considered to be risky loans. Find out more here.
Calculating your mortgage online
By: Samantha Taylor | 28/10/2009 | MortgageMortgage calculators are very useful when it comes to giving you a good idea about your mortgage loan. With these calculators you can analyze your loan options depending on your finances as well as a few other factors.
Mortgage Reaffirmation after Chapter 7 – What is it all about?
By: Samantha Taylor | 02/10/2009 | MortgageIf you’d like to pay off any dues on your mortgage even though you have no personal liability towards the debt after chapter 7 discharge, you can consider filing a reaffirmation agreement. By signing such an agreement, you reaffirm your legal obligation towards the debt payment.
Protect your home: Avoid foreclosure
By: Samantha Taylor | 21/09/2009 | Real EstateForeclosure is something everybody would like to avoid. Learn how you may avoid foreclosure, protect your home and keep it for yourself.
How to reduce mortgage interest rates?
By: Samantha Taylor | 15/09/2009 | MortgageMortgage interest can be reduces by a little vigilance. There are various ways by which you can reduce your mortgage interest. Take a look at the tips on reducing interest rate on a mortgage.
How to avoid a charge-off?
By: Samantha Taylor | 12/08/2009 | MortgageCharge-offs usually remains on your report for 7 years. You can try and get it removed by convincing your creditor for a pay for delete. Find out how you can avoid a charge-off and how to get it removed from your account.
Mortgage fraud tips: Types of fraud you can avoid
By: Samantha Taylor | 11/08/2009 | MortgageGetting involved in fraud is quite easy. Not many of you know the right thing to do when applying for a mortgage. Go through the tips on how to avoid mortgage fraud and why you should lock a loan as soon as possible.