Ayumi O
http://www.mortgageanytime.net
I see that on the news that Mortgage application volume increased 3 percent during the week ending Feb. 1, according to the trade group Mortgage Bankers Association's weekly application survey. even though morgage companys are getting tigher on lending standards.
I wonder is it really time to start looking for refinace?
I think you should start look around and see what are available. even though lenders are tigher on standards, if you have good credit history, you can still shop around and have them bring the deal to you.
I know it's tough time right now. but if refinancing can help you ease on your bill, and you can live bit more comfortable, I say why not?
I got the feeling that in few month, interests rate will be lower on refiancing, and everybody gonna go after it, but by that time, do you think you can keep your credit history clean and good standing?
it's all up to managing your finance, I guess you know that. check your credit history now and see where you are.
if your credit score is going down, maybe there is something you can do to have score increased to where it was or maybe even higher.
You can also get free mortgage quote and see what is available to you. you maybe see the lower monthly payment, if not maybe higher, if it's lower, start loking for fees etc. and see how much you will beend up paying from what you are paying monthly.
it's really up to your situation and where is your finance stands to make that choice, so look around.....
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