The Federal Funds Rate: How it Affects Everything

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Are You a First Time Homebuyer?
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Are you taking your first look at being a homeowner? Did you find just the right area and think you have the funds and the time that it takes to search for just the right house? There are several steps to take to find out if you should take that step now or wait another six months.

Ccj or County Court Judgments
By: Brian Jenkins | 11/04/2008 | Mortgage
A good credit rating is a great thing to have, a hard thing to come by, and sometimes an easy thing to lose. Late payments on a debt or non-payments of a debt are the culprits behind most falling credit ratings.

Home Equity Loans to Help You Finance
By: Craig Elliott | 11/04/2008 | Mortgage
Have you recently filed for bankruptcy? Are you in need of financing for home improvements or to consolidate the debt you have? Depending on the type of bankruptcy you have experienced, your credit score may be in better shape after the bankruptcy than it was before.

Negotiating a Mortgage Loan
By: Craig Elliott | 11/04/2008 | Mortgage
You have found the perfect home. You are ready to move – yesterday. But you have no idea how to go about in the mortgage world. All home owners learn their way through this maze and you are no exception. Take the time to learn – it is well worth the effort you put into it.

When You Need Private Mortgage Insurance
By: Craig Elliott | 11/04/2008 | Mortgage
One of the biggest loans that most people in the United States take on during their lifetime is a mortgage for their house. Our system generally calls for a down payment of some type followed by a loan to cover the remainder of the house cost. Private mortgage insurance is usually required by the lender when the buyer puts down less than 20% of the sale price of the home he or she may wish to buy.

Questions You Need to Ask When Obtaining Home Financing
By: Stephanie Larkin | 06/05/2008 | Mortgage
While it is natural to feel nervous during the process to obtain a home mortgage, and tempting to take the first approval that comes your way, that is not the best way to conduct business. Remember, the home buyer is the client in the mortgage process, and you have every right to choose the best deal.

The Current Credit Crunch and How it Affects the Mortgage Industry
By: Stephanie Larkin | 06/05/2008 | Mortgage
We have all heard about the collapse of the sub prime mortgage industry, but do we understand exactly what is involved? Certainly if you are a victim in this crisis, you may have some idea about what is going on, but few people are aware of how connected one part of our economy is to the other.

How to Make Money When the Market is Depressed
By: Stephanie Larkin | 06/05/2008 | Mortgage
Four years ago, the house in which I live sold for $390,000. The real estate market in my area (urban Northeast U.S.) was at an all-time high, and rocketing real estate prices - which fueled high rents and the promise of good rental income - had drawn thousands of investors into the arena.

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Understanding the Difference Between a Simple Purchase Loan and an Owner Builder Construction Loan
By: Chris Esposito | 21/08/2008
An owner builder must understand that his construction loan will be different than a simple purchase or refinance mortgage. Understanding these differences allows you to plan for a very profitable project. However, an owner builder who does not account for the nuances of an owner builder construction loan as compared to a simpler mortgage is going to set himself up for failure from the start.

Adjustable Rate Mortgage
By: Andri Irawan | 20/08/2008
Another common type of home loan is the adjustable rate mortgage or ARM. With this type of loan, the interest rate will fluctuate depending on the 6 different real estate indexes.

Bad Credit Commercial Mortgage – “the Parties Over”
By: jeff rauth | 20/08/2008
If you’re a borrower with bad credit looking for a commercial mortgage I have bad news for you. Your options are greatly reduced from just 6 months ago. In general, it is getting serous out there for a lot of people that for one reason or another that have credit scores lower than 600.

Earn Money By Checking Your Mortgage Refinance Rates
By: Juhani Tontti | 20/08/2008
To refinance mortgage rates can be the best increase to your monthly income during a long period of time. Mortgage refinance rates can be lower than your present rate, especially if you have agreed it years back.

Types of Home Mortgage Loan That You Should be Aware
By: Alan Lim | 20/08/2008
Home Mortgage Loan can be fixed rate or adjustable rate. Your manner of choosing is dependent on the kind of borrower you might be.

Applying for Bad Credit Mortgage Loans
By: Joe Boyd | 20/08/2008
Many people make the assumption that since they have less than perfect credit, they are barred form owning their own home. They are under the impression that no one will trust them with a mortgage; while this may have once been the case, the rules have loosened up somewhat in the last several years.

Fixed Rate Mortgages Hold Steady Again While Arms Nudge Down
By: Ki Gray | 20/08/2008
This article looks at recent changes with mortgage interest rates.

How to Find The Best Lender To Be Able To Refinance Mortgage Rates
By: Juhani Tontti | 20/08/2008
As you may have experienced to be able to refinance mortgage rates is not that simple but with the right tool you can do it quite easily. The monthly savings from this job can be so big, that it is worth doing carefully.

More from Stephanie Larkin

How to Make Money When the Market is Depressed
By: Stephanie Larkin | 06/05/2008 | Mortgage
Four years ago, the house in which I live sold for $390,000. The real estate market in my area (urban Northeast U.S.) was at an all-time high, and rocketing real estate prices - which fueled high rents and the promise of good rental income - had drawn thousands of investors into the arena.

The Current Credit Crunch and How it Affects the Mortgage Industry
By: Stephanie Larkin | 06/05/2008 | Mortgage
We have all heard about the collapse of the sub prime mortgage industry, but do we understand exactly what is involved? Certainly if you are a victim in this crisis, you may have some idea about what is going on, but few people are aware of how connected one part of our economy is to the other.

Questions You Need to Ask When Obtaining Home Financing
By: Stephanie Larkin | 06/05/2008 | Mortgage
While it is natural to feel nervous during the process to obtain a home mortgage, and tempting to take the first approval that comes your way, that is not the best way to conduct business. Remember, the home buyer is the client in the mortgage process, and you have every right to choose the best deal.