Steve Smith writes for 1 Stop Finance Shop. A one stop shop for all your poor credit loans, online debt consolidation and the best personal loans.Visit Today
Consumers view improving drainage systems throughout the UK as the first priority in an effort to reduce the risk of flooding around the country, according to new research.
The results of a consumer survey published by the Association of British Insurers (ABI) has suggested that the majority of consumers feel that the risk of flooding is increasing. Using a sample of 1,000 people from areas of the country which were badly hit by last year's severe weather, the association found that 88 per cent of people viewed the threat of flooding as more pronounced than it used to be. Furthermore, 64 per cent of the 1,000 respondents living in less severely affected regions said they felt the same. Around three-quarters (74 per cent) of both groups said they did not feel that the government was doing enough to combat the risk and limit the effect of future flooding.
When asked whether they supported the ABI's proposal for increased governmental action on the issue, 91 per cent of those badly hit and 92 per cent of those relatively unaffected by the 2007 floods said they were in favour of the call.
Of the first group, 98 per cent said that improved drainage was the most important priority, while 96 per cent of the second set concurred. There was also concern about the location of new homes, with 97 per cent of those living in affected areas saying that there should be regulations about building properties on at-risk sites.
For those who suffered from last year's flooding or who have had some other major structural damage befall their property in the 12 months since then, taking a secured loan may provide the funds necessary for repair and renovation. Such a loan may be particularly useful for those who found themselves without home insurance protection following an unforeseen event.
Indeed, the ABI insisted that unless government action is taking to ensure that new homes are protected against the risk of flooding, it is likely that many such properties will become uninsurable as cover providers find themselves to cover the costs arising from claims.
Speaking at the ABI's Floods - One Year On conference, Nick Starling, the association's director of general insurance and health, said: "Insurers will have paid out 3 billion pounds following the floods last summer. But, like us, our customers share our concerns for the future. These findings reinforce our call for a long-term flood management strategy. In particular we must tackle the problem of surface water drainage. Planning for the future is essential if we are to minimise a repeat of last year's terrible floods and to ensure that flood insurance protection remains widely available."
Among the recommended solutions is the creation of a new kitemark system to demonstrate that new properties have been built in accordance with flood protection criteria.
Earlier this year, Halifax also warned consumers of the danger of high winds and the costs that could be incurred if adequate home insurance cover is not taken out. It recorded that more than 1.5 million homes experienced roof damage as winds of up to 77 miles per hour battered parts of the country.
- Related Videos
- Related Articles
- Ask / Related Q&A
- Applying the Matching Concept to Loan Loss Reserves
- Loss Mitigation, Subprime Loans and Loan Servicing
- Loan Reviews
- Loan Modification Options - Things You Should Know
- Personal Loans – Materialising All Financial Needs
- Unsecured Loan Arrears on a Rise
- Personal Loans – Materialising All Financial Needs
- Canadian Payday Loan Automated Software Press Release




Sun Solar Cycle # 24
By: Ernie Fitzpatrick | 14/11/2009The 2012 movie has arrived and with it the hype will begin as we march down the three year road to the winter solstice of 2012.
Marin County Energy Initiative Moves Forward
By: Ron Parks | 13/11/2009The partnership of Marin County Energy Authority and the participating Marin County municipalities have agreed to a revote in ninety days on the issue of entering the retail provision of electricity.
In Bible versus Quran: Is the Lord God an Angel or a man?
By: Prof.dr. Ibrahim Khalil | 12/11/2009Upon telling the story of Wrestling of God versus Jacob, in which Jacob defeated God, the Bible substitutes the Lord God with "a man". The scholars, claim in their interpretation that Jacob wrestled with an Angel! In the Noble Quran, the Lord is the Lord, an Angel is an Angel and a man is a man.
What nature can do
By: samarapala samaratunga | 11/11/2009As an “functional food” the coconut oil is now being recognized by medical community as a powerful tool against immune diseases.
Christian drug treatment at a Christian drug rehab for a better future
By: Matt Brindisi | 10/11/2009Through spiritual methods such as Christian drug treatment at a reliable Christian drug rehab, however, it has been proven that it is indeed possible to combat the negative forces in life.
Bird Netting...an Effective, Humane Bird Deterrent
By: Alex A. Kecskes | 09/11/2009If you're a facilities or plant manager, you undoubtedly know that pest birds can cost you a ton of money and aggravation . They can easily invade your aircraft hangar, factory or warehouse, gathering by the hundreds in eaves, canopies and other large covered areas. Support beams make ideal landing, roosting and nesting areas for these pest birds. If you don't keep them out with deterrents like bird netting, you'll have to contend with all sorts of problems.
Climate change and Kilimanjaro
By: Beda Kilimanjaro | 09/11/2009Global warming and Kilimanjaro: where have Kilimanjaro’s glaciers gone? Of the 19 square kilometres of glacial ice to be found on Africa, only 2.2 square kilometres can be found on Kilimanjaro. Unfortunately, both figures used to be much higher:
How to select the right white Christmas lights
By: Wayne Young | 07/11/2009Selecting a standard white Christmas light used to be simple--there was only one choice: white or clear. With the introduction of LED Christmas lights more choices became available and its become a bit complicated.
Improved Drainage A Priority in Flood Fight
By: Steve Smith | 24/06/2008 | NatureConsumers view improving drainage systems throughout the UK as the first priority in an effort to reduce the risk of flooding around the country, according to new research.
Homeowners Struggling To Meet Maintenance Costs
By: Steve Smith | 24/06/2008 | LoansMany Britons are forced to rely on credit and loans to meet the costs of basic areas of household maintenance, a new study from Alliance & Leicester has found.
Free Fivers Go Unclaimed By Cynical Brits
By: Steve Smith | 09/06/2008 | Personal FinanceA new stunt designed to illustrate the extent of many Briton's unwillingness to improve their financial situation has shown very few consumers on the streets of London and Manchester were willing to capitalise on the offer of a free five pound note.
Promotion Could Bring Financial Blow To Football Fans
By: Steve Smith | 06/06/2008 | Personal FinanceAlthough Hull City fans may well still be jubilant about their triumph over Bristol City in the Championship play-off finals last weekend, they could find that seeing their team play in the country's finest division may come at a premium, it has been suggested.
Payday Loans Providing Respite For Cash Strapped Brits
By: Steve Smith | 03/06/2008 | LoansWith the costs of basic household expenditure spiralling, it has been suggested that a growing number of Britons are turning to payday loans to cover their monthly financial costs.
Lenders Need To Help Those With Trouble Debt Says Mind
By: Steve Smith | 02/06/2008 | Debt ConsolidationMind, the UK mental health charity, has suggested that lenders need to act in a responsible manner when dealing with people who have problematic debts.
Homeowners Recommended To Be Active In Reducing Money Pressures
By: Steve Smith | 16/05/2008 | Debt ConsolidationThose consumers who are concerned about managing their money in a time of increased economic strain should consider investigating ways in which they can lessen the burden they are under, it has been suggested.