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Hilton HHonors Platinum Credit Card - Pros and ConsThe Hilton HHonors® Platinum Card from American Express® is designed for those with very good credit who frequently stay at Hilton Hotels. The reward program allows cardholders to earn three points for every dollar spent on the card for general purchases and five points for every dollar spent at Hilton Hotels, grocery stores, drugstores, gas stations, restaurants, the U.S Postal Service, and wireless phone bills. It has to be noted most reward programs only offer one point per dollar spent for general purchases. Credit Card Pros and Cons Pros: Cardholders receive 10,000 bonus points for their first purchase, which must be made within one month of approval, and up to 10,000 bonus points for their first four stays at any Hilton. The reward program can be combined with the Hilton HHonors® reward program that offers various benefits to cardholders including a chance to earn both points and frequent flyer miles for a qualifying hotel stay. Best for those who frequently stay at Hilton Hotels and will be able to take advantage of the reward program as well as the many cardholder benefits provided by American Express®. Three points for general purchases. Bonus points, earned points do not expire. Cardholders will be awarded two points for every dollar spent on eligible purchases exceeding $100,000. There is no annual fee on the card. Low introductory rate is available for purchases and balance transfers for the first six months (balance transfers must be submitted during the application process). Various Internet account related services. Cons: This card is not eligible for enrollment in the Membership Rewards® Program. Points are limited to $100,000 in annual spending. The interest rate for purchases and balance transfers is above average for a reward credit card. Not ideal for those who plan to carry a balance after the low introductory rate expires. Introductory Rate: 2.90% Points per Dollar: 3 Points To view the most current rates, see the most recent: Terms and Conditions. Future balance transfers may incur a fee as disclosed at the time of the applicable transaction.
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Article Tags: Rewards, Points, Credit Card, Hotel, Pros, Cons, Frequent Flyer, Miles, Hilton Hhonors Article Source: http://www.articlesbase.com/non-fiction-articles/hilton-hhonors-platinum-credit-card-pros-and-cons-60041.html About the Author:
George Allen is an experienced financial and travel consultant and has worked with many clients looking to utilize travel reward credits cards to lower cost of their travel expenses. He has written numerous articles related to this subject in Best Travel Reward Credit Cards blog.
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