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I can't handle much more
By: kia | 08-09-2008
I lost my job in CA and paid cash for a home in Texas with my savings, rented out my house in CA to make the payments and moved in March of this year. I intended to find a job (have 30 yrs experience) in Texas and continue to rent out the house in CA until the market came back up and I could sell. I built the house and have lived there 27 years so not a minor decision. THEN my mother died in CA in April and being the successive trustor I had to come back to Ca to handle her affairs and try to rehab her 60 yr. old, woefully neglected house and get it sold before the reverse mortgage forecloses. THEN my tenant called and said he lost his job and can't pay the rent anymore. THEN 2 weeks after the tenant moved out the squatters moved in. I got them out but they have destroyed the carpeting, removed walls, used the toilets without water and without being able to flush, torn down fencing and appear to have been packaging marijuana in large quantities in the laundry room which they turned into a bedroom complete with mattresses on the floor.  They stole or removed ALL of the plants in the flowerbeds and even though this is large property with garden areas, they planted corn, tomatoes and squash in the frontyard flower beds. The house next door to mine and the house next to it have both been foreclosed and sold for less than 1/2 what was owed. The neighborhood has become terribly blighted and property managers tell me they are overstocked with houses and no renters and are not taking on any new clients. I can't sell the house for even close to what it is worth. I can't rent it out for fear of drug dealers or otherwise criminal activities being done on the property. Rents in the area are now are so low that it wouldn't even begin to make the payment. I can't reduce the payment because it is interest only as it is. I am current on the payments right now but that can't last much longer and I can't afford to hire private security to insure that the squatters don't come back once I go back to Texas. Can the lender on the CA house attach my home in Texas if they foreclose? Can they attach wages, bank accounts ect. when I do find a job in Texas? If the lender can't sell the house for what is owed (very likely to happen) do I have to pay income taxes on the difference between sales price and amount owed?  

I can't get a mortgage. who can help me? we lost ...
By: leesequipment | 07-09-2008
i can't get a mortgage. who can help me? we lost our home that was only in husbands name and credit. now i don't make enough to cover a mortgage on my own and his credit is too bad to go it together.

We are not behind yet on mortgage payments, but ...
By: mary | 30-08-2008
we are not behind yet on mortgage payments, but don't have food money hardly for month, and with me on social security and now diagnosed with liver and colon cancer, and if my husband has to loose money by staying with me, during chemo, etc-need some help somewhere

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With the social security crisis, and the cost of living on the rise, older Americans are having a tough time making ends meet. The reverse mortgage is quickly becoming a popular idea to assist homeowners over the age of 62 in meeting their monthy expenditures. This article covers how.

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Savvy real estate investors refuse to tie up their own money in an investment. For some, they have found their 401ks to be a good source of funds for their investments. This article covers some of the more popular methods used.

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