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Read more about Credit Card Cash Rebates and how to use them.
Credit card cash rebates are not really discussed that much. You can combine different cash rebate credit cards in order to maximize any cash rebates that you earn. First, you will need to learn the different kinds of cash rebate credit cards.
Firstly there is the “no-frills, basic” cash rebate credit card. It will pay you one per cent standard on your spend.
Next there is the “everyday purchase” rebate card. It will pay you more than the standard one per cent on purchases such as those made at drugstores, gas stations, standalone supermarkets, which can be termed as everyday purchases. On any other purchases you will be paid the standard rate.
Next we have the “tiered rebate” cards. These will pay you more than the standard one per cent, but only after you spend more than a predetermined amount annually
If you want to maximize your cash back then you will first have to understand that your spending is divided into one, “everyday purchases” and second, “other purchases.”
If you have a simple basic cash back card then you will earn no more than one per cent on your everyday purchases. Instead you can earn more than that by taking the “everyday purchase” card. Therefore, you can earn maximum by combining the “everyday purchase” credit cards with the tiered rebate card. This will earn you cash back on your everyday purchases as well as your other purchases. Starting to see now how you can make multiple credit cards work for you? Over even a few months you would be amazed how much you can save with credit card cash rebates.
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