FINANCIAL FREEDOM
Little Steps to Big Savings
Eat at home — Save $240!
Reduce ATM fees and become budget-conscious — Make one monthly withdrawal!
Buy generic food products — Save $300!
Buy only non-perishable food items as needed. Look through your cabinets. Eat everything in them before buying more food. — Reduce your grocery bill by half!
No Cable TV — Save over $40.
Stop renting movies — Look through your video library and watch videos you already own.
Buy a water filter instead of using bottled water — Save $20!
Sign up for a limited-use cell phone plan. Use the phone only in case of emergency — Save $40.
If you smoke, stop smoking. Not only are you being healthy; you're saving money. — Save $20.
Use one or all of these mantras to help you evaluate your spending habits:
Is this a Need or a Want? — Movies, vacations, computers, cell phones, and fast food are all examples of luxuries that you can live without.
Sweat the Small Stuff — A couple dollars here and there add up quickly.
Free is Good — Clip coupons, listen to the radio instead of buying CDs, and watch free TV instead of cable.
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