A San Diego & Orange County California Accident Lawyer Explains Why Insurance Companies Don’t Want You to Have a Personal Injury Attorney

When a personal injury insurance adjuster in San Diego, CA, or Orange County, or an adjuster anywhere in Southern California such as Irvine, Anaheim, Newport Beach, Riverside, Rancho Cucamonga, or Escondido is able to tell his or her supervisor that they have managed to convince an accident victim in a city like Santa Ana, Palm Springs, Laguna Beach, Corona del Mar, Fullerton, Palm Desert, Long Beach, Anaheim, Riverside, Chula Vista, El Cajon or Newport Beach not to hire an attorney, an insurance company knows they have just saved money. The adjuster is happy, the supervisor is happy, and the hedge fund that owns millions of their shares will someday be happy too. I imagine the conversation at the insurance company goes something like this.

"Did you convince the person not to hire a lawyer?" the supervisor asks.

"You got it, boss," the adjuster said.

"Which routine did you use this time?" the supervisor asks.

"You know, the one I like the most is where I tell them how fair we can be and how there's just no need for them to hire an attorney."

The supervisor nods. "So now you'll ignore them until the statute of limitations is about up and they panic to settle for anything."

"You got it, chief," the adjuster says.

"What will you do if they threaten to hire an attorney?" the supervisor asks.

"Then I'll pretend like we're busy getting the medical records and if they will just be patient, we'll ensure that all their bills are handled and still put $500 in their pocket," the adjuster says.

"Is that enough?" the supervisor asks.

"It satisfies most people," the adjuster replies.

"I don't suppose the company will actually pay all the medical bills, will we?" the supervisor asks.

"I'm sure our medical department will pay what they think is reasonable and if the doctors refuse to accept what we send, that will just add more pressure on the accident victim to settle with us."

"So you're not actually promising the clients we'll pay all their bills?" the supervisor asks.

"Heck no," the adjuster says. "I just tell them to is send in their medical bills and we'll take a look at them to determine what's related to their accident. I also tell them how doctors love to charge more than what's reasonable and that by having us deal with them, that's how we're able to keep insurance rates so low."

"So low?" the supervisor asks, laughing. "I like it."

"What do you tell them when they ask you for pain and suffering?" the supervisor asks

The usual. I tell them that they're not entitled to pain and suffering for an ambulance ride, or those big hospital charges, or for X-rays or other diagnostic testing, for chiropractic bills that are inflated or for, well, just about anything."

"That's good, that's very good," the supervisor says. "Do they believe that?"

"Usually.""So you have an excuse for everything," the supervisor says.

"Absolutely, baby," the adjuster says. "And since they're not a lawyer, and since they've never heard this before, well, you know what most people do when times are tough."

If you've been involved in a personal injury accident in Orange County, San Diego or anywhere in Southern California, don't let an insurance company talk you out of hiring an experienced Newport Beach Personal Injury Lawyer and Orange County Car Accident Attorney on your case. Be sure to hire a California law firm with personal injury lawyers who can serve areas such as Irvine, Anaheim, Santa Ana, San Diego, Ontario and Palm Springs so you are properly represented and get the compensation you deserve.

If you've been injured in an accident involving a motor vehicle and want to know more about your rights and what you are entitled to, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.sebastiangibsonlaw.com and learn more about how we obtain great personal injury settlements from insurance companies. You can also call us to speak directly to Sebastian Gibson about your auto, motorcycle, truck, pedestrian, car or bicycle accident, the loss of a loved one in a wrongful death or about a dog bite injury with no charge for your consultation.