Paul Steven writes for North South Media a leading SEO Company in Scotland.
You see it in newspapers, TV news reports and on-line press release websites, the same story regurgitated, dressed up in various themes but the message always consistent, 'Personal Injury Lawyers are driving up the cost of insurance policies!'
Its no secret that the insurance companies are behind these stories, carefully manipulating headlines and newspaper columns to help spread the word that 'Personal Injury Lawyers are all Ambulance Chasers.'
There is a segment of lawyers that give the profession a black name and don't help with the reputation of injury lawyers. However, the majority of injury lawyers don't need to chase clients down, they don't take on claims that are unrealistic in getting a result just so they can charge the claimant (the person making the claim), they don't cold call and they don't turn up at hospital beds shoving contracts under a persons nose while they are still receiving their stitches.
Why would insurance companies want to hurt the credibility of personal injury lawyers in this way? The reason is simple – insurance companies pay out more in compensation cases to people making a claim that are represented by a personal injury lawyer than those without a lawyer. That's right, they want the person who has been injured to make the claim themselves.
By doing so they then can drive down the compensation paid out or worse use their own legal team to turn the claim on its head and nullify the claim completely. Let's strip everything away and look at the bare facts here. The perfect insurance company scenario ...
- A company or individual pays a monthly premium to the insurance company. Unfortunately, an accident happens and the injured party makes a claim against the insurance company.
- The person is contacted by the insurance company and advised to make the claim themselves without involving any professional help such as an injury lawyer.
- The person then makes the claim themselves and if rewarded compensation their payout is a lot less than if they had professional help or the insurance companies legal team overturn their claim and the individual making the claim is then left with paying the costs of the trial itself. A high price to pay indeed.
The truth of the matter is those that are legally represented will receive more compensation for their injuries even after legal fees have been deducted than someone who goes it alone. Is it any wonder then that insurance companies want individuals who have been hurt, through no fault of their own, to make a claim without legal backing.
So, next time you read the paper or hear about insurance companies complain personal injury lawyers and their involvement in compensation claims ask yourself the real motive behind their outcry.
Expert legal advice is avaliable from professional and responsible Injury Lawyers for all types of personal injury compensation including whiplash claims.
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