For more information on Find Lawyer, Lawyers, Canadian Lawyers, Toronto Lawyers, Vancouver Lawyers, Ottawa Lawyers, Brampton Lawyers, Mississauga Lawyers, and a lawyer in your local area please visit http://www.lawyerahead.ca
Like most insurance policies, motor vehicle accident (MVA) insurance is something you “have”, but tend not to investigate until you need it. Policies vary in coverage and amounts paid should an accident occur. Although no policy is complete, anyone injured in a MVA is entitled to certain benefits no matter who was at fault.
Under the Canadian No-fault law, car accident victims are allowed to sue the other party for damages in addition to the insurance settlement. Insurance companies pay benefits out according to the Statutory Accident Benefits Schedule (SABS), but these payments may not be enough to remedy expenses in a fault MVA. In the rare case that neither party has insurance, the Motor Vehicle Accident Claims Fund takes care of the injured party’s expenses.
Expenses covered are:
* Loss of Income. If injuries sustained from the accident prevented you from working at your job, the income lost during the recovery period may be reimbursed. Under the Insurance Act, parties are eligible for up to 80% of their net income from accident to trial and up to 100% gross income loss after trial.
* Medical Expenses. Any medical costs incurred. This includes rehabilitation.
* Attendant Care Expenses. After being injured and then released from the hospital, you may require the help of a nurse or other professional. MVA payments cover this.
* Additional Expenses. Expenses relating to the treatment of injuries sustained during an MVA such as travel costs, any prescribed apparatus, and other costs incurred because of the injuries.
Consulting with your lawyer after an accident is the best way to figure out what you are entitled too. The means of tabulating damages can be complicated and an experienced Canadian lawyer will have a good idea of what settlement you deserve. They will guide you on what to do if your insurance company wants a statement or the other party’s insurance company wants to talk with you among other issues.
It is best to be proactive about your MVA insurance policy. Before an accident occurs, find a lawyer to discuss what is and is not covered and what coverage would be best for you. A little preparation goes a long way and a simple consultation can help ease the mind over one’s safety if an accident ever does occur.
- Related Videos
- Related Articles
- Ask / Related Q&A
- Lawyers in Canada Offer Their Services
- The Attributes of Los Angeles Lawyers
- Looking For An Effective Bankruptcy Lawyer
- Hiring a Patent Infringement Lawyer
- Toronto Lawyers Have the Experience and Knowledge to Help you Make a Point
- Lawyers Now Available so Easily
- ABPLA: Board Certified Ethical Medical Malpractice Lawyers
- Miami Lawyer For defense and results
NuvaRing Lawsuits Grow
By: Erich Shrefler | 05/01/2010As the litigation over the NuvaRing vaginal contraceptive ring moves forward, the number and numbers of types of lawsuits are increasing. Currently, there are over 200 NuvaRing lawsuits consolidated in a federal court multidistrict litigation (MDL), and another 90 cases filed in state courts.
Baby-Related Product Recalls
By: Erich Shrefler | 05/01/2010Every year, thousands of children are injured or even killed by dangerous products. Don't let your child be one of them. Here are some tips for avoiding dangerous products that might harm your baby.
Lupron
By: Erich Shrefler | 05/01/2010Lupron is a popular man-made hormone used to control the production of testosterone in men and estrogen in women. This particular hormone is known as a gonadotropin-releasing hormone analog (GnRH analog), which down-regulates the gonadotropin secretion as long as the drug is administered. This effect minimizes both the production of testosterone in men and estradiol in women.
Levaquin
By: Erich Shrefler | 05/01/2010Levaquin is made by Ortho-McNeil, a subsidiary of Johnson and Johnson. First patented in Europe in 1987, for treatment of severe and potentially life-threatening bacterial infections, it was approved for use by the FDA in 1996. Levaquin is one of the biggest selling drugs in Johnson and Johnson's arsenal, bringing in 6.5% of their total revenue, approximately $1.6 billion.
Signs of Nursing Home Abuse or Neglect
By: Erich Shrefler | 04/01/2010Unfortunately, nursing home patients are often the victims of physical and emotional abuse and/or neglect. In fact, federal reports show that at least 30 percent of all nursing home facilities nationwide have been cited for incidents of abuse.
Questions about Cerebral Palsy
By: Erich Shrefler | 04/01/2010Cerebral palsy, a brain-damage birth defect or birth injury that manifests into physical and mental delays, is caused by a lack of oxygen to the brain. Medical malpractice can play a role in the cause of cerebral palsy if healthcare professionals are negligent while treating a mother during pregnancy or a baby during labor and delivery.
Questions about Erb’s Palsy
By: Erich Shrefler | 04/01/2010Erb’s palsy is a disability disorder caused by an injury to the brachial plexus during a baby’s birth. The brachial plexus is a “bundle” of nerves, originating from the spinal cord and located between the neck and shoulder. The result of damage to this nerve set can be as severe as paralysis in the arm, shoulder or hand.
Common Questions about Medical Malpractice Cases
By: Erich Shrefler | 04/01/2010Medical malpractice can also be called medical negligence. The presence or extent of medical malpractice may not always be evident to the victim or victim’s family. Medical experts and medical malpractice attorneys can provide insight if medical malpractice is suspected.
Wrongful Dismissal Laws in Canada
By: Tamia Johnson | 07/07/2009 | LawThe difference between dismissal without cause (which can be appropriate) and wrongful dismissal is usually a notice of termination.
Match.com Gets Sued by a Former Client
By: Tamia Johnson | 07/07/2009 | LawSeann McGinn is seeking damages for the pain caused by the responses he did not get.
Canadian Franchisor bankruptcies and their implications
By: Tamia Johnson | 07/07/2009 | BankruptcyLooking at previous cases where franchisors filed for bankruptcy protection provides a glimpse of what franchisees may face.
Microsoft Steps up the Click Fraud crackdown
By: Tamia Johnson | 07/07/2009 | LawAlthough many advertising firms have complained in the past, this case is important because it is the first of its kind where a search engine actively goes after suspects of fraud.
How to Make Solid Business contracts in Canada
By: Tamia Johnson | 07/07/2009 | LawA solid business contract should contain certain elements that ensure each party knows who, what, when, where, and how and what happens if the contract is breached.
Canadian business man Jim Balsillie vs. NHL for the Coyotes
By: Tamia Johnson | 07/07/2009 | Regulatory ComplianceRecently, the judge presiding over the team’s bankruptcy said the timeframe Balsillie had in mind was unrealistic. They needed more time to get things squared away and the June deadline just would not do.
Motor Vehicle Insurance Laws Specific to Ontario, Canada
By: Tamia Johnson | 07/07/2009 | Personal InjuryUnder the Canadian No-fault law, car accident victims are allowed to sue the other party for damages in addition to the insurance settlement.