We provide information on all types of road accidents claims in the UK. We can help with car accident claims, motorbike accidents, bicycle accidents and all other types of road traffic accident claims.
When you get involved in an incident like this, the first thing that you should do is go to a safe place. Move a little bit away from the accident scene to avoid causing too much traffic. Call the emergency personnel who can assist you like the police, ambulance, and so on. Wait for them to come while communicating with the other driver. While doing so, do not forget to get his contact details such as his name, address and telephone number. Write down his license plate or tag number as well. Talk to the people around you who saw the accident when it occurred. Get their names and contact details because you will need them to stand as your witnesses.
Contacting the police is important in times like this. You will need their record regarding the accident. If in case you cannot wait for them to arrive at the scene of the accident, it will be OK but make sure that you will contact them as soon as possible. Your insurance company is the next important establishment that you should contact the soonest time that you can. You do not need to contact them at the time that the accident occurred; however, you would have to notify them about what happened as soon as possible.
It will be a good idea to coordinate with a solicitor first before dealing with your insurance company so that transacting with them will be smoother and faster. That way, it will also be easier to deal with the other party's insurance company. The things that you will deal with after the accident would include paying the medical bills and processing the resolution of the property damage.
An insurance adjuster might call you after notifying the insurance company about the accident. It's OK to communicate with this person; however, we do not encourage this because what he will do is in favour only of the insurance company and not of you. He might push you to settle the case earlier than what is favourable to you in the claim process. In a way, this might be a form of a trap so do not fall for it. It will serve you best if you will contact a capable attorney who can evaluate your personal injury case well before you settle for any offer.
Another thing that you should remember is that you shouldn't just sign a release for your insurance company and the other driver's insurance company that would enable them to get your medical records. Of course, you have no obligation to hand over your medical records to the other driver's insurance company. You can do this to your own insurance company so that they can pay your medical bills but do not do this without consulting a solicitor first and foremost. He will advise you on which specific records the insurance company should have and what are not relevant at all.
Furthermore, remember to keep all your receipts and all the expenses that you've had because you can reimburse them.
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