Gary Weiss has worked in the financial services industry for over 25 years, specializing in risk management and risk mitigation. To compare dog insurance policies and for more information about dog insurance in general please visit my website
It is very improtant to compare dog insurance policies before purchasing one as there tend to be many exclusions, which could leave you and your pooch out in the cold. Some policies won't cover older pets, while others will exclude certain breeds from coverage. Pre-existing conditions are normally excluded, so you may have to conduct a fairly extensive search for the best dog insurance provider under such circumstances. Most insurers will also offer a multi-pet discount
Policy costs will vary from provider to provider, based on the breed and the specific plan chosen. The best dog insurance plans will offer comprehensive coverage, including annual checkups and vaccinations, spaying/neutering and even death benefits. Some plans may only cover accidents and illness.
Dog insurance policies are similar to human insurance policies. Annual premiums, deductibles, and coverage limits are priced accordingly. Most plans also have co-pays and caps that limit how much will be paid out anually.
Dog insurance has increased in popularity in recent years, due to the advances in veterinary science. Veterinarians can offer treatments and procedures that were unheard of just a few years ago, such as chemotherapy, knee surgery, radiation therapy, transplants, and MRIs. Such advances have been accompanied with hefty prices as evidenced by a 70% increase in veterinary costs in the past five years, to over $20 billion.
Compare dog insurance policies carefully, paying attention to annual premiums, deductibles, coverage limits, co-pays and caps that limit how much will be paid out anually. The best dog insurance plans on the market can save you a lot of money in the long run, while providing you with peace of mind. You will sleep better at night knowing your pooch'sealth and your bank account are covered.
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