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We all take out insurance to cover those bad days, or just to take precautions against illness, or to gain tax breaks. By far the most important ones are the car insurance and the medical insurance.
Medical insurance is necessary because medical care is expensive, God forbid, if someone were to fall sick, and require even a day or two's hospitalisation. The bills are heavy, and it drains your pocket.
That's precisely why Governments all over the world encourage you to take insurance against every possible eventuality, but most put down their foot on compulsory medical insurance. And they provide you a nice tax break.
But for your pet? Yes, you bet it is important. Your pet is also a member of your family. That also requires medical attention. It is not as if nature has made your pet, or for that matter, any living thing, immune to any disease. Your pet is no exception.
You took out medical insurance for your kids, your wife, your parents? Why, they are family. You pet? He's your best friend, who is always there when you are angry, sorrow, resigned, companion on your walks, and often times, protects you from danger, so why won't you look after his health.
Just as docs, hospitals and medicines for humans are expensive, so too for the pets. Mind you they too don't come cheap. It would cost say how much more? 10 dollars to take out one? It's worth it.
Just one visit to the vet would set you back by more than that. Of course you have to check out with your insurer what costs would be covered such as consultation with the vet, a minor correctional surgery, medicines, etc. Essentially, the same questions that you would ask for human medical insurance.
Insurance is all about"What if". If that what if happens to your pet, where would you go to get that 100 dollars for treatment, or would you leave him the Pound. You bet you won't be able to sleep. Even if you steeled yourself, you would feel as if you had lost part of your family. Further the pound is not keeping your pet free. You pay.
We bet that you will be back in the middle ofthe night and take him back home! We have been through it. So just forget, and take out that insurance, and get yourself some peace of mind.
You don't just walk away on your best friend for a few dollars more !
Shop around. Try your Kennel Club.
You know something. They would have struck a deal with an insurer for a comprehensive policy on which each contributes an amount. That may be cheaper for you as well, and give you better coverage. That's known as Group Insurance Policy; just the same as you have in your office. The higher the number of insureds, lower the premium. So join, and take the benefit.
So what's the big deal and what stops you from looking for it ? Check them all out. And do it.
It's for your best friend, and remember, you are HIS best friend. A friend in need is a friend in deed, Sir!
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