Dental discount plans are more commonly known as discount dental plans, but they are both the same thing. The one thing that they both are not is insurance. Discount dental plans are precicely what they say they are, a discount plan that offers savings for visiting specific dental specialists that have agreed to accept a reduced fee in exchange for being paid in full at the time that the dental care is rendered. This means that if you go to the dentist to get your teeth cleaned and the usual cost is $75.00, but your cost as a member of the discount plan is only $40.00, then at the time of your appointment you'll hand your dentist either a credit card or two twenty dollar bills and settle up right then. This works out great for you because you just saved $35.00 and great for the dentist because they didn't have to finance anyone or submit any claim forms to get paid. It's a "win-win" situation for both.
Here is an example of the savings provided by dental discount plans. In this example we'll use an example of someone living in Texas. We'll say that this person needs a family dental plan and they haven't been able to visit a dentist in awhile. For this example we'll use zip code 75210, which is the Dallas, Texas area. Here's what we found out.
The cost of joining a dental discount plan is only $159.95 per year for the entire family. We've determined that they haven't seen a dentist in awhile so they'll need an in depth check-up, x-rays for two adults and two children, two adult teeth cleenings and two child teeth cleenings.
Here's what happened at the dentist.
The usual cost of an in depth check-up $67.00, with the plan $0, savings $67.00 x 4 = $268.00
The usual cost of full mouth x-rays is $104.00, with the plan $48.00 x 4 = $192.00, a savings of $224.00
The usual cost of adult teeth cleening is $75.00, with the plan $48.00 x 2 = $96.00, a savings of $54.00
The usual cost of child teeth cleaning is $53.00, with the plan $34.00 x 2 = $68.00, a savings of $38.00
The combined savings in this first visit is $584.00. Now deduct $159.95 and your net savings is $424.05. Keep in mind that this is only your first visit. You and your family will continue to save up to 60% on dental for the next twelve months.
Bottom line - If you haven't been able to afford to take your family to the dentist don't feel bad because the majority of Americans are in the same position. However, by finding a good dental discount plan in your area affordable dentistry is now available for people everywhere. Take a good look at how a dental discount plan can help you and your family today!
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