by Jan Pickering
Arizona, U.S.A.
Be Friends With Your Lender
In these trying times no one in the nation is even being considered for a loan without vigorous delves into their past, present and future financial situation, credit score, and without providing a multitude of documents, W2’s, proof of employment, blood samples and their first born child! (Ok so slightly over exaggerated…but you get the picture) This is good news!
When you speak with a lender, look at him as a ‘financial consultant’. Ask questions, what loans are out there, what ones can I qualify for, why don’t I qualify for others, is there certain zip codes that qualify for better loans than other zip codes…and why. If you have a good relationship with your lender, it will stand you in good stead for the home buying process. The more wrinkles that are ironed out at the beginning, the less chance of coming across problems later in the process.
If you do not use your own personal lender (bank), ask your REALTOR to refer you to someone whom they have worked with in the past and who they trust to give you the best deal…for you!
Remember – Find a reputable, hard working lender that knows the local area, and when he asks you for your first born…don’t complain…its all in the same of safe lending!
Whether you're planning on buying or selling a home, choosing the right real estate agent is one of the most important decisions you'll make. Let me help by providing the information, facts and knowledge you need to make the correct decision....first time!
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