Mortgage Payments Behind on your Austin, Texas House? Stop Foreclosure with a Fast Home Sale!

According to ABC news, more than 2.3 million American homeowners faced foreclosure proceedings last year, which was an 81 percent increase from 2007. And as of March 2009, about 5 million are currently in default, or at least one month behind, on their mortgage.

So does it have to be all "Doom and Gloom" or are there REAL solutions for homeowners facing this stress? The truth of the matter is there are several solutions to this problem, but it is very common for homeowners to not be aware of all their options. Foreclosure is NOT the only possible outcome. Neither is listing with a Realtor to try to sell fast. Neither is trying to get refinanced.

So if payments are behind on your Austin Texas home, what are your options?

In times like these, most homeowners believe they only have 4 options:

1. List with a realtor (But do you have time to wait for it to sell? What if it doesn't sell? No Equity?)
2. Refinance (Thousands of homeowners try only to be turned down because they are behind in payments, have less-than-perfect credit, or have little-to-no equity! And it would cost at least $4,000-5,000 to refinance the average Austin Texas home.)
3. Reinstate your loan (Do you have the amount of $$$ your lender is asking for?)
4. Do nothing and just let the bank foreclose on it (There are many better options, and they can be EASY, too! Plus, if the foreclosure sale is not enough to pay off the mortgage in full, the lender can still come after the borrower for the difference. Yikes!)

But WAIT! There's a 5th option! = Sell your Austin Texas house to us! We are THE fast Austin Texas Home-Buyers, RedBuysHouses.com. We're a local, professional real estate investment group that buy houses all over Austin, TX in any area, condition or price range (even no equity) and in virtually any situation.

We can pay all cash and close fast! We don't care if the house needs repairs because we buy houses in "as-is" condition (so we won't beat you up about making repairs before closing like other buyers do!). We buy houses in Austin, Texas and the surrounding areas such as Cedar Park, Pflugerville, Round Rock, Lakeway, Buda, Kyle and more. We specialize in finding several CREATIVE solutions to real estate problems that others won’t touch. The fastest way to see if your Austin Texas house qualifies for our "Quick House Purchase Program" is to complete our confidential "Seller Questionnaire" and we will contact you within 24-28 hours.

So, if your payments are behind, the last thing you'd want to do is NOTHING!...Sadly, when times are tough, many homeowners don't know what to do. Many, many houses have been foreclosed on in recent months because homeowners are not aware of the many alternatives to foreclosure or because:

• they expect some money will be found/earned/won/inherited/borrowed to make up back payments in time (Since this isn't likely, why not at least learn what the other, readily available options are to have a Plan B ready?)
• they're embarrassed by the situation. (PLEASE...Don't let this be the reason you don't do anything. Things happen in life that can make payments late, and RedBuysHouses.com understands that and wants to help!)
• they're afraid and unsure of who to trust (Again, there are trustworthy people out there who want to help...RedBuysHouses.com is an Accredited business with the Better Business Bureau and works with an experienced team of house-buyers who have helped THOUSANDS of homeowners during tough times!)
• their lenders don't return any of their phone calls. If they send in any partial payments, it is very common for the lender to send it back. (Dealing with lenders can be very frustrating and confusing!)
• they didn't think the bank would "really" foreclose on their house. (Remember, if you get behind on payments and do not do anything, your lender WILL foreclose on your house, even if you have a good relationship with them.)
• they were not aware that there was help available. (If you remember anything from this article, know that there is help available for you.)

So, if your payments are behind, the last thing you'd want to do is NOTHING! Call us today for a free, risk-free consultation to learn what your options are: Local 512-945-6006, and please leave message if a representative cannot be reached. We may even be able to help you find a solution to stay in your home at a payment you can afford!

We Buy Austin Texas Houses Fast (and we want to buy yours)! If you have an unwanted house you need to sell quickly for any reason whatsoever, call locally 512-945-6006 or visit Red Buys Houses for more information, to receive a free consultation, or to get an offer on your house fast.