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Just because there is a recession and 2009 is proving to not be a great one for the housing market it is not all doom and gloom. Like most things you can always find the good or positive in bad or unfortunate situations and today is no different. Did you realise that this is the best time in years to build your own home from scratch. With cheap land and cheap labour and finance for self build available, now is the time to plan and build that dream home you once thought was unattainable.
Grand Designs is proving to be one of the most successful shows on channel four with over 4 millions viewers each week. This means there are millions of us who either just love the show or watch with envy and wish they were building their dream house. Well now is the time to put your dreams into action.
In the past one of the difficulties self builders had was finding land. Any land available would be hard to obtain as the developers in the boom days would be competing for it left right and centre and prices would rocket. But now there is an increasing amount of plots available and even developers are selling off some of their land, some with planning permission in place. According to Liam Bailey who is head of residential research at Knight Frank estate agency land prices are down by 50%. This is why now is a great time to buy land and plan your self build.
While regular mortgages are not so easy to obtain these days, lenders are still keen to finance self builders. Why? Because generally you will end up with up to 35% equity which means up to a 60% mortgage once the build is complete.
Labour is becoming cheaper as most builders are feeling the pinch and have had to reduce prices. The most important part of hiring builders is finding competent companies that have access to all the right trades’ people. Finding a building contractor that will take you through the whole build makes the whole project run more smoothly. Plus you want builders and trades people to take pride in their work, the last thing you need is to hire cowboys. So how do you tell a cowboy from a decent builder? Well for one they will be proud of their work and will happily point you in the direction of some of their previous projects. If you’re looking through websites, make sure the site shows their name address and phone number, this means they have nothing to hide. It is very important to see examples of their previous work so check for any testimonials pages which should show pictures of past projects.
So if you want to be the next star on Grand Designs, or maybe just want to design and build your not so grand home, then there is nothing to stop you, now is definitely the time to do it. If a self build is a bit too far out of your reach just now why not add value to your home by renovating or converting. Whether you build your dream home or just extent and renovate you current home you will be one of the few who actually make some money in these gloomy times of recession.
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