Online Shopping: Purchasing Tips for 2009

In a depressed economy it may be easy to view economic vice grips as something less than an opportunity. After all, Americans saw many well-respected retailers liquidate their merchandise and shutter their shops at the end of 2008.

As lamentable as that might be it has only served to further heighten the prospects in online shopping. From a business owner’s perspective the world of ecommerce is less expensive to start and provides an increasingly valuable purpose for consumers. Gone are the long lines, gas-consuming trips and less than hospitable checkouts.

The following online shopping tips will work well when purchasing sports products, electronics and computers as well as toys, jewelry and apparel.

Research. You may have an idea of what you want, but consider the research phase like window-shopping. This process includes price comparisons (more on that later), product reviews, customer comment and reviewing articles on the item you want. This can obviously be a process that is largely bypassed if you already know the exact item you wish to purchase.

Resist the impulse buy. It can be easy to add a recommended item to your cyber shopping cart, but insist on buying only what you predetermined to buy. If you still want the secondary item after a few days go back and order it. However, by that time you may have changed your mind and avoided the additional expense.

Insist on security. Look for companies that have a secure website. The American Bar Association offers some guidelines for determining the security of the online business as it relates to your personal information.

• Look for the picture of the unbroken key or closed lock in your browser window. Either one indicates that the security is operative. A broken key or any open lock indicates it is not.


• Look to see if the web address on the page that asks for your credit card information begins with "https:" instead of "http."


• Some web sites use the words "Secure Sockets Layer (SSL)" or a pop up box that says you are entering a secure area.

Price comparisons. It is possible to find dozens of stores all selling the exact item you need. One of the best ways to check the best prices is through sites like PriceGrabber, NexTag, Shopzilla, BizRate or any of a number of other comparison sites. This will help save time when shopping online.

Payment type. While you can use a debit card for online purchases, a low balance credit card, PayPal or even a gift card can be a better way to pay for purchases online. Large purchases can be managed through a company like BillMeLater.

Check shipping offers. It is possible to find an item at a better price in one store and still pay more for it. Factor in the price of shipping and handling before making a purchase. Many companies offer free shipping. This can make a big difference on how far your online shopping dollar will go.

Trust is important. If you have any reservations about the company you may do business with you may want to hold off on making a purchase. Trust is a valuable commodity and one you should not give out freely.

Online shopping has grown up fast over the past several years. Today billions of dollars are spent online purchasing electronics, computers, toys, sports, jewelry and apparel items to name but a few. These online shopping tips are designed to help you make the most of your next cyber shopping experience while saving money, time and perhaps a little sanity.