Vincent Yeong was working as architectural draughtsman, now a music teacher.
Hobbies - play guitar, saxophone, piano, reading, sports, travel.
When I asked people “have you bought yourself a life insurance or have you insured?” Most of the answers became another question, why buy life insurance?
Buying life insurance is a protection for ourselves and our family, fate is unpredictable, should mishap falls on us we do not know. Who is going to take care of our children upon our death? Should we see them live on charity or let them live in misery? To own a policy is to secure our family; the proceeds from the life insurance can substitute the income to our family upon our death. We also buy life insurance to cover our funeral expenses, for funeral expenses is a huge sum of money to pay. If we died our children have to live on.
Buy term life insurance or whole life insurance?
There are two basic types of life insurance, term life insurance or whole life insurance.
Term life insurance
Term life insurance provides the buyer for a specified period of time or term, this life policy carries no cash value, and it covers the insured for a stated term of 10 to 20 years or more, upon maturity the policy is then expire and invalid, the coverage will then cease. Any how you may request a new policy, but the premium will be expensive if a person is old.
Whole life insurance
Whole life insurance provides the insured permanent or life time coverage and with adjustable cash value, the buyer can borrow the cash value for times in need. The beneficiary will receive the proceeds upon the death of the insured. The premium of this policy depends on the age, health, occupation and some other factors of the buyer.
Buy life insurance early and pay less
To buy life insurance is better to start young, we can start off with little coverage and therefore also little premium to pay. When we are single, we have less responsibility, as we married our responsibility getting more and we can buy another additional life insurance, so that we have more coverage, and give more security to our family.
You can get your free life insurance quote online, the premiums are adjustable at the buyer’s discretion, please feel free to visit us.
You can learn more about life insurance with the convenience of internet, so find out more about whole life insurance or term life insurance, you can obtain free life insurance quote by following some simple steps of filling in the form, you can also get tips for saving on life insurance premium just by some clicks, so visit us at http://www.indianapolislifeinsurance.net today
- Related Videos
- Related Articles
- Ask / Related Q&A
- Buy Auto Insurance - Buy Car Insurance For Cheap Once In Your Life
- Buy Auto Insurance - Buying Auto Insurance The Right Way
- Why Buy Life Insurance?
- Buying Life Insurance After Being Diagnosed With Cancer
- Tips For Buying Pet Insurance Online
- Tips For Buying Pet Insurance Online
- Tips For Buying Pet Insurance Online
- Tips For Buying Pet Insurance Online
Essential steps to starting a small business
By: Chukwuemeka Fred Agbata Jnr. | 24/12/2009Taking steps to starting a small business will certainly be determined by your readiness and your willingness to take the risks involved. The most important thing here is to know the kind of business you are venturing into and how much capital is involved in the starting-off processes. Some of the essential steps to starting a small business are highlighted below;
Why Do Stickers Look Beautiful And Attractive?
By: Sara Criss | 24/12/2009Stickers have become the most popular products in the world of printing today. These are generally used for an extensive range of purposes including marketing, business promotion, charity campaign, leisure, social, economics, cultural, political, and religious purposes.
Women Business Grants Getting Approved Easily Everyday
By: Gregory G Grundl | 24/12/2009Women going into businesses are increasing steadily every year. Women own more than 9 million businesses in the U.S. today. Financing of new and existing women owned businesses is greater than ever. Women business grants are much easier to get if you have a good software system to guide you through the process.
business opportunity
By: Rickie Tillman | 24/12/2009Trying to do well as an Arbonne International advisor can be testing and a annoyance. Particularly while the things your upline impart you to do doesn't work. So, what I'm going to do is share with you a number of tips on how to develop into a 6-figure Arbonne Global mentor. That way, you know how to realize monetary independence in your organization. The instructions on becoming a 6-figure Arbonne advisor are: 1. The primary tip on succeeding as a advisor for Arbonne is to fi...
is allxclub a scam
By: Rickie Tillman | 24/12/2009The initial thing we did was went to Whois consequently we might find out how long this domain has been registered. It appears that this domain was registered in April of 2008, so at the time of this writing this company is fewer than a year old. A fast search of Google found 62,500 contending pages already which indicates there's a lot of affiliates already starting to promote this one. Once I hit the AllXClub website the first thing I heard was melody. AllXClub is trying to place ...
Marketing Your Business: What Works Now
By: Janis Pettit | 24/12/2009Why would you waste one dollar or one hour on marketing that doesn’t work? It happens all the time and the reason is often just a lack of knowledge or understanding about what would work better. As small or solo business owners, who can afford to waste time or money on marketing your business that doesn’t work?
Create a Successful Business Plan in 30 days
By: Janis Pettit | 24/12/2009It's time to make business goals. How much time have you scheduled in for planning this year? If you want a successful business, you have to plan!
Making Cashflow From Article Marketing Quickly - Easy As 1 - 2 - 3 As Long As You're Using Article Marketing
By: Dale Dupree | 24/12/2009that you are busy writing this article for. Repeat, this gives you another marketing piece and more opportunities to be seen by your niche audience while at the same time building credibility in yourself to your audience. This part of marketing should never be taken lightly. Remember
Your Early Retirement With Life Annuity
By: vincent yeong | 15/07/2009 | InvestingAn annuity is designed to provide income for retirement; it does not provide death benefit.
Individual Health Insurance
By: vincent yeong | 27/06/2009 | HealthIndividual or family health insurance is also commonly known as personal health insurance. Family health insurance is where you, your spouse and your children are all included in the same plan.
Convertible Term Insurance
By: vincent yeong | 20/06/2009 | InsuranceConvertible term insurance is a policy that allows the insured to convert his/her policy to other permanent life insurance at any time.
Low Cost Level Term Life Insurance
By: vincent yeong | 08/06/2009 | InsuranceTerm life insurance has the cheapest premiums, but it is divided into many categories, do not commit blindly, read carefully and compare free quotes before buying
Medical Insurance and Hospital Benefit
By: vincent yeong | 31/05/2009 | InsuranceMedical fees are getting higher these days, if you don’t have enough money and you contracted illness that takes time to recuperate or you need hospitalization you will need help, perhaps the best way to overcome this is to buy a medical insurance.
Buy Life Insurance When You Are Young
By: vincent yeong | 26/05/2009 | InsuranceLife insurance premium will be cheaper if we uy it earlier, the older we buy the more expensive.
How Much Life Insurance Do We Need?
By: vincent yeong | 24/05/2009 | InsuranceCheck out how much life insurance do we need, is there any standard calculation that you can base on?