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Many of us feel confused when we come to think of rental car insurance. A lot of questions arise in our minds. The most common questions are should I opt for it? Or is my auto insurance covering rented cars? Car insurance for rented vehicle makes sure that in case rented car is damaged or stolen you are not held liable for it.
Before you apply for car insurance for rented vehicle, you should check your auto insurance policy to see whether it covers rented car or not. Also, you should find out the type of auto rental insurance policy covering you using your credit card companies.
Remember if you are going to rent a car for leisure purpose and not business then it is most likely that the deductible and coverage of existing auto insurance applies to the rented car as well. If covered, you need to find out the type. For instance, if you have dropped comprehensive auto insurance then in case of accident or theft your rented car will not be covered. You can also check with your auto insurance company for any offers as it will be less expensive compared to getting auto rental insurance from car rental companies.
When you apply for rental car insurance using your credit card, you will get variety of insurance depending on the type of card, bank which provided you with credit card and much more. Generally, insurance for rental car will cover damage to the car and not cover personal belongings, property, liabilities etc.
So make sure to explore all your options and get firsthand knowledge before applying for auto insurance for rental cars.
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