Student medical health insurance is one of the most important requirements for an international student. Health care expenses are usually on the expensive side in all foreign countries and as such, it is very important that we take up international students insurance before we leave for our studies abroad.
StudentSecure SM Medical Insurance is an international student health insurance plan, which is offered by HCC Medical Insurance Services. This plan offers several features and is also available in two levels- Select and Budget. Coverage for factors like Emergency Medical Evacuation, Acts of Terrorism, Medical Expenses and pre-existing conditions( covered after 12 months) , are included under these plans.
Both the Select and Budget levels offer different levels of coverage. Coverage up to $300,000 is provided under the Select level, whereas coverage up to $250,000 is available under the Budget option. The important aspects that these plans cover are - Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy, Routine Nursery Care of Newborn, Hospital Room & Board Local Ambulance Intensive Care Unit, Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs and Mental Health Disorders.
Apart from the above mentioned aspects, even the aspects of Benefit Period for coverage after Policy Termination Date, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment, Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Intercollegiate, interscholastic, intramural, or club sports and Terrorism are included in international students insurance plans.
Only full time students who are residing in a foreign country, holding a valid student visa (F-1) are eligible to take up these plans. It is important) that at no time these students apply or obtain a residency status in the foreign country they are pursuing their studies in.
We can extend the plan up to a year from the initial date of payment and afterwards if we want, we can renew it to a time period of four years. Renewal of the plan is possible only if we continue to meet all the plan pre-requisites and is possible for maximum four years, after which we need to opt for a new plan.
It is very easy to enroll for this plan. We can easily and conveniently make our payment and submit our forms either by mail, fax or through an e-mail. We can expect an immediate response from the company and our insurance documents will be forwarded to us either through post or e-mail, depending on our choice.
Thus, these are a few highlights (features) of the StudentSecure SM Medical Insurance.
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