Get an insurance plan that provides reimbursement benefit in the event of a medical emergency, travel delay, emergency medical evacuation, baggage delay, or lost/damaged luggage. Other plans of interest
The world in an unstable place. As you know, you work very hard to make travel arrangements. You work on your itinerary for weeks. You go to the travel agent. You look online for information about the place you want to visit. Most likely, you will talk with your friends to ask them what they thought of the place they visited. Careful planning helps to ensure that you will have an enjoyable experience.
Now comes the scary music...remember the Jaws music...can you hear it?
You have put deposits on your hotels and/or B&Bs;. You have spent money for airline tickets, cruise line tickets, tour operator deposits. What are you going to do if you cannot go on your trip? Are you prepared to lose all this money? Try to get it back, if you'd like, but you might as well save your time.
So what types of things can go wrong?
* You, your spouse, or even your travel mate might get too sick to go on the trip.
* Perhaps one of your party gets sick while on your trip.
* There may be an earth quake, tsunami, or economic problems at your destination.
* What if there is a terrorist incident at the travel destination?
* If you have a medical problem while on your trip, who is going to interpret to the medical personnel for you?
Who is going to pay for the medical evacuation or repatriation if you have a medical problem?
* The tour company you sent your deposit to may go out of business.
Many things can go wrong and do go wrong on a daily basis. You probably have some stories you could tell, if you travel often.
Insurance exists that covers up to a 30 consecutive day trip. They have people on the insurance company's staff that will be available 24-hours a day to answer questions, help you with travel emergencies, talk with medical personnel, and reimburse you for your deposits, and any covered non-refundable expenses. As you may have guessed, medical evacuation can be very expensive.
It is called Travel or Trip cancellation insurance. Believe me, it makes sense to protect yourself against any of these types of eventualities.
Surprisingly, it isn't very expensive. You could protect $1500 of your trip costs for about $100. Consider protecting yourself from a great disappointment with travel cancellation insurance.
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