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Medical and Dental Treatment and Coverage in Oaxaca, Mexico
Author: Alvin Starkman  | Posted: 26-09-2008 | Views: 29 | Rating: (163) (?)
Alvin Starkman M.A., LL.B. When I first gave up the practice of law in Toronto in favor of early retirement in Oaxaca, I assumed that the years I would add to my life by leading a much more stress-free existence in Mexico, would be lost by the inferior health care system to which I would be exposed, subjected and restricted. This, then, is my assessment of the extent to which my presuppositions have been accurate, together with information and advice for both vacationers to and would-be ex-patriot residents of Oaxaca. Aside from the small, private hospitals, often referred to as clínicas, there are four publicly funded and insurance - based hospitals in the city, as well as a hospital just outside of the city offering specialized treatment for a number of serious ailments. There is the Red Cross facility available to all, often used for emergency treatment only. The civic hospital provides free services or treatment at a modest cost based on a sliding scale respecting means. ISSSTE is a federally funded facility restricted to government employees who are members of a union. Finally, there is IMSS, a federal insurance program available to ex-pat residents and Mexican citizens alike, with an extensive network of clinic doctors and a large hospital. It’s funding is provided in large part by business owners. Aside from these hospitals, there are several, small, easily accessed clinics scattered throughout suburban and rural neighborhoods. For the vacationer, and the ex-pat with a VISA permitting residency in the country, the most common means by which to obtain emergency treatment is through Red Cross, IMSS (which accepts patients without coverage on a pay-per-service basis) or a private hospital. However, the last of these three is the only one in which you can be reasonably reassured of being attended in a timely fashion by extremely competent and efficient personnel. WHAT TO DO AS A VACATIONER If you do not have out-of-country healthcare coverage, by all means go out and buy it before leaving for your trip. However, it’s advisable to first inquire of your credit card company, to ascertain if in fact you already have at least some coverage simply by virtue of, for example, having a gold or platinum card. You can then make a more informed decision concerned whether or not to purchase coverage, and if so at what level. On the other hand, a broken leg, gastrointestinal problem or other non-life threatening ailment can be attended by a private doctor or clinic without breaking the bank. Of course for an outlay of more than $100, it’s nice to be reimbursed. If you intend to make a claim to your private carrier, credit card company or government funded health care plan, ensure that you not only keep all receipts, but request a written diagnosis and treatment plan, and that the prescriptions you are given indicate for what purpose each medicine is being prescribed (i.e. antibiotic, analgesic, etc.). Many doctors provide all required information simply as a matter of course. Accepted practice, at least except for when narcotic medications are being prescribed, is for the pharmacy to return prescription forms to you. Often medical plans require translations of each document that is presented to them as a prerequisite for processing and reimbursement. When in doubt, submit all documentation with your claim, making sure to determine if originals are required, and keep copies. Frequently, as is the case with Ontario, it’s a two step process. Treatment receipts and diagnosis is submitted to the provincial plan. Once you’re notified of the portion not covered, prescription receipts together with a request for reimbursement for the amount not covered by the province, is submitted to one’s private plan. In theory, between the two plans, 100% reimbursement is achieved. You can ask the manager of your hotel or bed and breakfast to do you a favor by translating each of your supporting documents, to save you the trouble upon your return home. Make a note of the then prevailing rate of exchange, and submit a calculation to your plan with your documentation, to more easily facilitate payment. When a member of a clerical staff is processing your claim, he’ll be less inclined to put yours aside for another day or week if it already contains all the necessary and relevant data, organized in a readable format. Concerning where to go in the event of illness or emergency, your accommodations host should be able to make recommendations for English speaking physicians with private practices, and for private clinics. Regarding competency of the former, while there is a medical school in Oaxaca, many doctors travel out-of-state for their post-graduate training such as to universities in Mexico City or the US, and regularly attend conferences and upgrading courses. Some travel abroad within the context of their specialization training. Indeed the Oaxacan populace appears to take notice of and prefer those physicians who are able to display foreign diplomas. Our personal experience with emergency treatment over the past 10 years has been nothing but positive for ourselves, our family and our guests, at hospitals Carmen and Molina, both downtown … in terms of competence, speed with which one is attended, and the presence of English speaking ER doctors. On the other hand, we cannot recommend the emergency departments at the civic hospital or IMSS because of delays in receiving treatment, and at minimum in the case of IMSS unavailability of competent medical personnel 24 hours a day to attend to even a commonplace emergency (i.e. suturing). Having said this, many excellent surgeons with private practices perform surgery at the non-private hospitals where there tends to be the more state-of-the-art and sophisticated equipment. The normal range in price for a consultation with a family doctor, specialist or dentist, is $20 - $50 (all figures are stated in US dollars and are approximate for 2008 unless stated otherwise). PURELY ELECTIVE AND COSMETIC PROCEDURES Over the past several years Oaxaca has become a popular destination for Americans and Canadians seeking both plastic surgery and extensive dental work. Word has spread of the competence and quality of work of both nip-and-tuck and dental surgeons, and of course of their extremely reasonable charges relative to those paid to hometown practitioners. Many foreigners, as well as Mexicans from Mexico City and other regions of the country come to Oaxaca for face lifts, breast reductions and augmentations, liposuction and other appearance enhancing procedures. A friend who attended for plastic surgery in Oaxaca by a well-known plastic surgeon a couple of years ago, recently commented that she had read an article in a Canadian magazine indicating the cost for the same procedure which she had performed for $500, was $3500 - $5000 at home. In effect she had a free trip to Oaxaca, and returned home with extra money in her pocket. Our personal experience with dental treatment has been extremely positive. Cost tends to be about a third to a half of American and Canadian prices, for example for crowns and bridges, implants, root canals, gum and bone work, etc. While the use of nitrous oxide (laughing gas) has not yet arrived in most Mexican cities, a dentist with a gentle touch can more than make up for that lack of temporary high while in the chair. RESOLVING THE EX-PAT CONUNDRUM Get whatever coverage is made available to you both in your homeland and in Mexico, subject of course to affordability. To my thinking, with IMSS coverage costing under $400 annually for a couple, why not go for it regardless of what other coverage you already have. Then supplement IMSS with international coverage for catastrophic injuries unless you have other similar insurance from another source. Our Oaxacan friends tend to disagree, but theirs is a different mindset where insurance in general has historically not been stressed or valued, be it home, car or health. Some American acquaintances swear by IMSS since it provides regular care including preventive procedures, all dispensed by government employed physicians including specialists, together with lab tests, medication and hospitalization. There are restrictions the first year of enrolment, and there are caveats. The level of cleanliness in the clinic environment tends to be below the standard to which most of us have become accustomed growing up in the US and Canada. Many physicians have not received the quality of medical education of their private counterparts. The medications provided through the clinic pharmacy are often not the best available in the marketplace for treatment of a particular ailment, because of cost. Often the wait to see your designated doctor or for your lab tests can be long, requiring a half day commitment for each step in the process: visiting a general physician, going for one set of tests, then for another, and finally seeing a specialist. So why bother with IMSS at all, with all these downsides? It’s a failsafe, another form of assurance that you’ll be cared for in the event of a lengthy and serious illness. As suggested earlier, often it’s the largest hospitals such as IMSS which have the best equipment, and surgeons with private practices who perform some of the surgeries. And there is no additional cost for hospitalization once you have full IMSS coverage. While attending a private clinic is more akin to your experiences before moving to Mexico, if you must remain in hospital for a lengthy period of time, the cost of doing so in a clinic could be prohibitive…just like back home. Visiting private physicians, and even biting the bullet and getting your tests done at privately owned laboratories, reasonably assures you of a familiar quality of care. Coupled with IMSS coverage, you can now be confident that you’re covered in almost all respects. In the event of a protracted hospital stay you can afford to be there for as long as necessary. The best locally available equipment will be used in your diagnosis and treatment, and you have a reasonable likelihood that attending surgeons are those who split their time between private practice and clinic work, and performing procedures in one or more large hospitals. We maintain IMSS coverage, but rarely use it, preferring to tap our Oaxacan social networks for referrals to specialists to the extent they are required. And in any event, after having been resident in Oaxaca for a few years, those of us who are in our fifties or older have already been introduced to a broad range of specialists. As strange as it still is to be a Canadian and subscribe to the pay-as-you-play philosophy of medical care, it serves our purposes, with the IMSS safety net just in case. Under certain circumstances you may not want to rely on even the best Oaxaca has to offer. Indeed the stream of Oaxacans traveling to Mexico City flows briskly and wide. The middle and upper classes with contacts in the nation’s capital, there quickly seek out the best in terms of physicians and state-of-the-art equipment, for diagnosis and for treatment of life-threatening diseases. Even doctors working in Oaxaca at the IMSS and ISSSTE hospitals can make arrangements for patients to receive treatment not available here, to be attended in Mexico City or other larger centers. However, the process can be slow. We know of one case, that of a two-month-old baby with heart problems, who was finally sent to Puebla for surgery at ISSSTE, only to die before the procedure could be performed. The solution, unless you have quality foreign coverage perhaps as part of your retirement pension plan, is to buy insurance which will pay for treatment in Mexico City, or better yet throughout the world as long as you can make your way to one of the participating top-of-the-line hospitals. In my case, I have a low annual premium, with high deductible which is waived in the event of accident. Again, it’s a failsafe mechanism in the event of, for example, a serious car accident, or cancer, stroke, heart attack, or other catastrophic ailment which would otherwise not be affordable. Oaxaca has less than the best of diagnostic equipment and treatment facilities. My plan provides for a $10,000 deductible, $2,000 annual premium, with member private hospitals in Oaxaca, Mexico City and elsewhere in the republic, and of course abroad including the US, with the Mayo Clinic in Rochester being a participant. In summary, my medical coverage and plan for treatment is the following. We have our regular family physician, who, along with our Oaxacan friends, refers us to specialists in which we have the utmost confidence, and to whom we pay per visit. The same holds true for dental treatment. We have IMSS coverage which we reluctantly (because we don’t use it) renew on an annual basis, but believe it’s worth the price in the event we need extended hospitalization, or to have surgical procedures performed not available in private clinics. And I have my catastrophic coverage which hopefully I’ll never need to access. Medical care and coverage can be inexpensive, and just as easily it can be costly. It’s a matter of the individual or family having a philosophy, or set of priorities, before electing to move to Oaxaca. You have to determine how you want to lead your life in terms of balancing having less disposable income as a result of medical and insurance costs, with having greater peace of mind in knowing that whatever is thrown your way will be looked after as best possible given your new life in a foreign land. If you cannot achieve a level of comfort in the resolution of these issues and decisions, then perhaps the move is not for you.
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About the Author:Alvin Starkman received his Masters in Social Anthropology in 1978. After teaching for a few years he attended Osgoode Hall Law School in Toronto, thereafter embarking upon a career as a litigator until 2004. Alvin now resides in Oaxaca, where he writes, leads small group tours to the villages, markets, ruins and other sites, is a consultant to film production companies, and operates Casa Machaya Oaxaca Bed & Breakfast. ( http://www.oaxacadream.com ) .
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Frequently Asked Questions
My bestfreind is in the hospital and is recieving threatening text messages?! help much!?
By: ashley | 20-11-2008
my freind is very sick and was put in the hospital a few days ago, there is this girl who was very jelous of her (over a boy) and she has been texting her threatening text messages. She even found where she lived and checked to see if she was home but then realized she was still at the hospital. she took a picture of her house and sent it to her saying well since your not here i know exactly where you are so be ready tomorrow. shes very worried and i cant go to the hospital until after school tomorrow to be with her. the girl whos doing all this was suspended from school for a few days so she has all day while people are in school to do whatever. this girl is 150% crazy and seriously isnt alot of talk. she means what she says. (past experience) what do i tell my freind to make her feel like shes okay and is safe?
Extending Mortage Time and lowering payments
By: Shannon | 20-11-2008
Why can't we lower payments on the houses going into foreclosure to the rates they were originally able to afford, lock in that rate for them and tack on a few more years on the back end so the banks can make their money back in the long run? These people were able to afford some kind of payment when they bought the house.
Catheter into the cervix instead of urethra...
By: hmmbdda | 20-11-2008
how is it possible that a catheter being inserted into my bladder for an ultrasound accidentally go into my cervix? And they accidentally filled it? They said this is common, can it cause problems?
Is The federal Reserve Bank The Biggest Fraud In U.S. History?
By: John Louis | 20-11-2008
christ4usF57187By John Louis
Is The Federal Reserve Bank The Biggest Fraud In U.S. History?
While millions of our citizens are sleeping--in a figurative sense--momentous decisions are being proposed by the powers that be. These financial decisions, with far-reaching consequences, are being rubberstamped or blindly approved by the Legislative, the Executive and Judicial branches of our government. The primary purpose of these financial decision-makers, however, is to relegate the United States of America to a mediocre economy, thus paving the way for a one-world government. And the powers that be are none other than the Federal Reserve Bank.
The Federal Reserve System, with its 300 shareholders, is the most insidious threat to the economic security and vital interest of this country. These wealthy individuals and banking institutions exercise absolute power over Congress, the Presidency, the Courts, the Banking System, Wall Street, the Media, the Academia, etc. Because of their Congressional mandate over monetary policies, the central bank, its Chairman and 12 Governors are actually the de-facto government that controls the economic, the political and military affairs of this nation. As Mayer Amschel Rothschild, the founder of the Rothschild Banking Empire, once put it, "Let me issue and control a nation's money, and I care not who writes its laws."
To prevent the concentration of this absolute control over the nation's money to any unelected body, our founding Fathers granted the power to issue and control money exclusively to Congress. According to Article 1, Section 8 of the U.S. Constitution, "Congress shall have the power to coin money and regulate the value thereof."
However, the broad power over monetary policies was delegated to the Federal Reserve by an act of Congress in 1913. Since then, this agency has been using its absolute economic power at the expense of taxpayers, for the selfish gain of its shareholders and to promote its primary agenda of world domination. Sadly, the government of the people, by the people and for the people has been working against the people of this country ever since the power to print money and regulate its value was unconstitutionally delegated to the Federal Reserve Bank.
Moreover, the Feds have been using the U.S. Treasury Department to print money at the expense of taxpayers. They in turn lend the money to the U.S. Government, to banks and other financial institutions and charge billions of dollars in interest to them annually. Furthermore, they commission the IRS to collect trillions of dollars in income tax from the working class. Yet, they themselves pay no income tax whatsoever on the money collected in interest from borrowers. They operate under Congressional approval. Yet, they are not under Congressional supervision. They prescribe laws for the people of the United States and executive directives through Congress and the presidency, respectively. Yet, they themselves are exempt from these laws and directives. The central bank and its cronies have been abusing their power to print and regulate the value of money for nearly a century. Several attempts have been made over the years by a few members of Congress and two past presidents to require accountability from these powerful shareholders and banking institutions. Yet, these attempts have been futile.
While most of our citizens think this monetary monopoly is a part of the U.S. Government, it is actually a private corporation that exclusively promotes the interests of its super-rich investors. In fact, the Federal Reserve Bank is approximately 78% foreign owned. Its shareholders are incognito. Its vast and untold wealth is guarded in utmost secrecy around the world. And this economic oligarchy operates beyond the reach and scrutiny of all federal officials.
Consequently, the president and members of Congress have never seen, much less audited, the books of this privately-owned corporation. Its representatives operate in the U.S. Yet, their primary goal and objective is to enrich their proteges from other countries. They do so by setting interest rates, regulating the amount of money in circulation, manipulating the stock market and engineering economic slowdowns, recessions and depressions intermittently to the detriment of our society. In fact, this agency and its subordinates hold one of the largest stock portfolios in the world.
Furthermore, they enslave consumers with cumbersome financial burdens through secured loans--such as mortgages--and unsecured loans--such as credit card debts--that are administered by the banking industry. The banking industry through these interest-bearing loans to consumers and businesses reaps substantial, financial benefit for the Federal Reserve's private investors. It's no coincidence that the central bank is more interested in bailing out Wall Street (the powerful banks), while Main Street (the working class) is left to suffer the pain and agony of ongoing economic fluctuations. As a matter of fact, the working class and its future generations are shackled with the largest and stiffest financial burden of all times: the National Debt.
The National Debt, the money the U.S. Government owes to these financial gurus, amounts to more than $9, 000, 000, 000, 000.00 (Nine Trillion Dollars) as of the date of this article. Because of uncontrolled budget expenditures, pork barrel projects--not to mention unbridled waste--by Congress, the debt is increasing day by day. As the debt increases, the interest on the debt will continue to grow exponentially. And there is absolutely no end in sight as to how high the National Debt and the accrued interest on it will go and how much we the present and all future generations: economic slaves of the system--will be indebted to this international cartel: politico-economic masters of the world. It's unthinkable that--as we continue to witness the worst economic problems of our times: The mortgage debacle, the wave of foreclosures sweeping the country, the insolvency of some of the world's oldest institutions, the credit crunch, the outsourcing of millions of jobs, the rise in unemployment, the demise of the automobile industry--to mention some of society's most publicized problems--President George W. Bush, the Republican and Democratic Congressional leaders are absolutely clueless as to the instigators of the worst national crisis since the Great Depression of 1929. Obviously, if our political leaders are aware of the magnitude of this national crisis, which will have serious international ramifications, they are not demonstrating the leadership and courage to take the appropriate steps to tackle these problems. Instead of taking draconian measures to solve these highly complex, socio-economic issues, they are worsening the situation by borrowing approximately one trillion additional dollars to bail out the main perpetrators of the crisis: the banking institutions. Ladies and gentlemen, unraveling before you is the greatest fraud ever perpetrated in the history of our Republic: The embezzlement of nearly one trillion more dollars from the taxpayers of America.
The greatest embezzlement of all times was actually President Bush's proposed solution to this unprecedented crisis in his nationally televised speech of September 24, 2008. His solution to this complex problem borders on lunacy! While it was initially rejected by the House of Representatives, the greatest transfer of wealth from the powerless people of America to the beleaguered banks was later approved by the Senate--having been garnished with a few crumbs in the form of tax breaks for businesses and an increase in federal deposit insurance from $100,000.00 to $250,000.00 per account. This ill-conceived proposal, in my opinion, is tantamount to putting a second story on a building that is standing on an already shaky foundation. The president's solution, which will eventually be approved by both Houses of Congress, may delay the collapse of the building. But eventually the building will implode and collapse. Therefore, the trillion dollars being allocated by Congress to bail out the main perpetrators of this endemic crisis, should be used instead to support Main Street: Homeowners facing foreclosures and struggling under an unprecedented load of secured and unsecured debts.
Conversely, Wall Street: The banking system, the multinational corporations and mega insurance companies should be left to precipitate into the proverbial hole they have been digging for taxpayers since the turn of century. The public outrage over the president's ineptitude and his proposal to bail out Wall Street is reflected in his recent lower than ever approval rating. Being accessory to this fraud of epic proportion against the American people, George W. Bush should be indicted in the court of public opinion and in the annals of history for treason against the Republic. And no less guilty of the greatest rip-off of our national resources are the Republicans and Democratic members of Congress, who await their fate in the upcoming Presidential and Congressional election in November. Many of these incumbents, long-time members of the Legislative, should also be thrown out of office for dereliction of their fiduciary duties and responsibilities to the citizens of this country.
This article, however, would be incomplete if it defines the problems, and identifies their instigators, without, even if perfunctorily, proposing a solution. Or is there a solution to these longstanding, economic problems? Is there any step that you can take to stop the future implosion and collapse of this proverbial building? More to the point, can you actually prevent these bankers from succeeding in their ultimate goal of precipitating this country into a third-world country status to lay the groundwork for the establishment of a one-world government? Who among you can stand up to this omnipotent banking cartel that wields absolute power over the U.S., if not over the global village at large? Shocking as it may seem, the predecessors of this mostly international banking cartel are connected to the oligarchy that colluded with other central banks around the world in times past to finance World War I, World War II, The Russian Revolution, The Korean War, The Vietnam War and the ongoing Iraqi War? Are we so ignorant of the past that we are about to repeat it. Are our political leaders so blind that they are accomplices to a negative force that is leading the U.S. into the ditch of a one-world government? Worse yet, are they not also under the spell of the same diabolic force that will ultimately lead the world into the Battle of Armageddon: the nuclear holocaust of World War III? Unfortunately, the answer to the above questions is a resounding yes! While concerned citizens and grass-root groups are advocating radical measures?from engaging in an armed revolt reminiscent of the Revolutionary War to refusing to pay income tax and demonstrating en masse around the country demanding drastic changes in our current political system. These tactics, however well-meaning, are obviously outdated--to say the least. They will in the long run prove to be counterproductive in stopping the Feds--quest of ruling the world through a well-orchestrated economic conspiracy. Can you actually wage war on the U.S. military machine, the envy of the world, under the president as commander in chief? Can you truly influence Congress, the puppet of special interests, to represent the citizens of this so-called Representative Republic? Can you successfully fight the IRS, the primary tool of the Federal Reserve Bank, in court without depleting all your intellectual and financial resources? Can you honestly abandon your own personal responsibilities to engage in endless demonstrations against this powerful Beast? Of course not!
As a matter of fact, any preventative measure undertaken to stop the politico-economic demise of this nation and abort the institution of the New World Order may be too little too late. And, because of lack of time and resources to take appropriate action, any effort on your part may actually never have any significant, preventative effect on slowing down, much less stopping the central bank's ultimate agenda. To whom then can you turn to stop the Federal Reserve and its band of wealthy investors in their ultimate quest for world domination? And who can abolish such a predatory institution? Actually, there are four ways to dismantle this financial oligarchy.
First, Congress may, under public pressure and electoral outcry, introduce legislation, which the president can sign, to abolish it. Second, Congress reserves the right to buy the Federal Reserve Bank back from its current shareholders for $450 million, which is their original investment. Third, the president himself may sign a Directive Order to reinstate unto Congress its constitutional right to print and determine the value of money. Fourth, the state legislatures may call for a constitutional convention to amend the U.S. Constitution to dismantle this nefarious organization: an option postponed now; to be explored later in this article. However, the members of Congress are much too content to continue playing their unflattering role as puppets of special interests to cut off the financial strings that attach them to these invisible puppeteers. They are too cowardly to enact any legislation contradistinctive to the will and interest of this humongous financial empire. Neither will they ever buy back the central bank from its unscrupulous shareholders. The president is too much of a pond, too scared, too concerned for his personal and economic safety to sign a directive contradistinctively to the will of the Feds' international bosses. Coincidently, the two presidents, Abraham Lincoln and John F. Kennedy, who have tried to wrest the absolute power over monetary policies from the central bank were assassinated. For obvious reasons, and being sold out to special interests that finance their political campaigns election after election, neither the president nor Congress may ever have the will, the power and intestinal fortitude to abolish this economic monstrosity. In brief, these elected officials, while purporting to represent the citizens of this Republic, are desperately sold out to this and other special interests many times over. Therefore, they may never end this breach of fiduciary responsibility by stopping the greatest scam ever perpetrated on the taxpayers of America.
To put it in blunt and absolute terms, Congress betrayed the United States in 1913 by transferring its power to coin money and determine the value of it unconstitutionally to this national and international banking empire. All our presidents, with the exception of Lincoln and Kennedy, have been accessory to this high crime, even treason, against our citizenry. However, the majority of the Supreme Court has rendered a few decisions here and there against these invisible, economic leeches that have been profusely sucking the blood of the taxpayers for nearly a century. But where are the Media Gurus? And The Media Themselves? The Lou Dobbs: Independent Voice of CNN? The Bill O'Reilly: Curator of the No-spin Zone of Fox News? The Rush Limbaugh: Radio Talk Show Host Extraordinaire, Self-appointed Voice of Conservatism and Defender of this Nation's Conservative Principles? The CNN: Producer of News We Can Trust? The Fox News: Instigator of Fair And Balanced News? The Washington Post, The New York Times: Elite Members of the Main Stream Press? Where are the great Investigative Reporters du jour: Darlings of the Media and Pulitzer Prize Winners of our time? And what about the other Major Cable News Network? Well, these powerless "powerful" voices that should have been exposing the greatest embezzlement of all times loudly and clearly--had instead been banding themselves together to engage in the greatest conspiracy of silence of modern times to suppress the truth from the public. Of course, their protracted silence and continued inaction has greatly contributed to and played into the invisible hands of these financial world conspirators.
In fact, since 1932, the Feds' representatives have been acquiring some of the major news networks, the prizes of broadcast and print journalism, to promote their global agenda; therefore, their editors, anchors and reporters may never raise their voices, thus biting the invisible hand that is feeding them. As promised earlier, let us explore the only remaining course of action, which is for you to appeal to the legislatures of the states to call for a convention--at which time a constitutional amendment can be proposed to eradicate the Federal Reserve System, thus ostracizing the hands of its wealthy shareholders from America's collective pocketbook. Amendments proposed by the convention, however, would require ratification by the legislatures of three-fourths or approximately 38 of the 50 states. Congress often limits to seven years the period for ratification of a constitutional amendment by the states. Therefore, this time-consuming Constitutional tool may eventually be proven to be an inadequate vehicle to rescue our citizenry from its modern, economic oppressors.
In fact, the powers that be, backed up by their global counterparts, may use any future constitutional convention as a tool to circumvent the present Constitution itself. They may try to supersede this legendary document with another constitution of their own--one that altogether reflects the agenda of the architects of the one-world government, namely, the Trilateral Commission, the Council of Foreign Relations and, last not least--The Federal Reserve System.
Meanwhile, concerned citizens of all walks of life and political persuasions must be called upon to act and to do so quickly! They must be exhorted to do whatever possible to prepare to face the two-horned Beast of Revelation that will enjoy political and religious power. They must be informed about Babylon, an entity consisting of the Economy, Religion and Politics, that will control the military powers of the world. They must be made aware of the greatest conspiracy of all times and of the result of Congressional, presidential and media inaction at best and of their indifference at worst; for the continued indifference of these modern institutions will result in the sudden collapse of the economy and of our civilization, which will in turn unleash upon us unexpected socio-economic woes: unprecedented homelessness, high unemployment, rampant suicides and crimes, long soup lines reminiscent of the Great Depression of 1929, if not anarchy: the breakdown of law and order in our already fragile society. And, above all, and more importantly, unless we as a nation repent from our political, religious and economic sins by turning to God, thereby reverting to the Judeo-Christian principles upon which this nation was originally founded... Unless the religious leaders and churches of this nation wake up from their spiritual sleep, we are headed toward a fate even worse than the socio-economic horrors of the Great Depression era: The nuclear holocaust of World War III. Such catastrophe, which is likely to happen during this generation according to Biblical prophecy, will not only eradicate the global economy but bring carnage to millions of innocent people in this country and around the world. Unfortunately, time and space will fail me to describe in detail the apocalyptic annihilation awaiting this civilization and the future collapse of the world?s Economic, Religious and Political System: The Three Pillars upon which rests Spiritual Babylon, which is the antitype or fulfillment of Historical Babylon. However, anyone interested in preparing for these future climactic events may contact me either telephonically at (951) 897-1691 or via air mail at the address noted below for additional information on this and other pertinent topics.
To conclude, I strongly urge all concerned citizens of this nation, members of our political institutions--Congress and the Presidency--Chief Justice and Associate Justices of the U.S. Supreme Court, Judges of other Courts, media pundits, elected officials and civil servants on the federal, the state, county and city level of government to take heed and wake up before it?s too late! Copyright © September 2008. All rights reserved. The information contained in this article or any part thereof may not be reproduced or distributed in any form electronic or otherwise without the previous, written consent of the author. For additional information, please write to John Louis, P.O. Box 70117, Riverside, CA 92513-0117 or call (951) 897-1691.
So, let's blame the borrowers who got ripped off in the first place?
By: Jim Carrington | 20-11-2008
That'arringtons a very nasty assumption on Mr. Colander's part, "....the bailout gives subsidies to Americans who borrowed beyond their capacity, while giving nothing to others who struggled to live according to their means." What a cruel remark. When we bought our home we were both working, making decent money; then his job of 16 years went out of business, and I got sick with bone marrow cancer and had two troublesome hip replacements which failed after implantation, so now I CAN'T work. Our home is a very modest Cape Cod, built in the 1950's, and is barely situated in a decent residential area. We got a good deal on it, as well; we were approved for over $100,000.00 but borrowed only $80,000.00. How dare this A--WIPE ASSUME that most foreclosure victims brought this upon themselves?! Sounds like a typical, dirty Republican's ideology to me!! If anything, it was the GREEDY loan-sharking banks and the crooked mortgage companies' fault! I know of a retarded girl who inherited a modest, dumpy house, and a mortgage loan company talked her into an equity credit line, (via telemarketing) knowing she wasn't employed; now, they're foreclosing on her home as well! This is IMMORAL. But, I suppose this is all her fault, despite the fact that one can just glance at this woman and know that she's mentally disabled, and when she speaks, it removes any and ALL doubts as to her ability to enter into a binding contract. But, God forbid the bank actually be culpable in any of this! When I was a loan officer YEARS ago, I'd have taken one look at her, denied any loans, and sought a legal guardian for this woman. Crooks and THIEVES!
I had what I thought was allergic reaction to ...
By: Pat | 20-11-2008
I had what I thought was allergic reaction to something i had eaten..It happven within a few minutes. Itching scalp and under arm and I passed out. My hands became swollen. I had explosive dirarrhea, and passed out again. My throat did not tighten, so I did not call 911. Dr. said it did weaken my heart, he did not mention an adrenaline rush until my next visit. What is an adrenaline rush ??
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