Money Tips and Insurance When Travelling Abroad (Spain)
Be aware of as in our country personal attacks, including sexual assaults, are infrequent but they could occur, and are often carried out by other british nationals. When driving, be wary of approaches by bogus police officers in plain clothes travelling in unmarked cars. In all traffic-related matters, police officers will be in uniform.
Unmarked police vehicles have a flashing electronic sign on the rear window which reads policia (police) or guardia civil (civil guard), and normally have blue flashing lights which they will activate when they stop you. In non-related traffic matters, police officers may be in plain clothes but you have the right to ask them to identify themselves.
It pays for you to have a special insurance policy that covers this occurrences. If you are planning to take your bike and your RV of your country and ride it abroad you need a bike insurance policy just as you need in your home country. However you need to understand and make sure that you have covered all the options and the amount of cover (as well other additional aspects) that are offered, it is important that you fully understand the importance of having the most suitable and appropriate bike or car insurance policy in place covering all aspects for when you are riding or driving abroad.
All insurance companies must provide, by UK law, the best basic level of cover available when travelling abroad. This is known as 3rd Party Insurance, and whether you have or not a similar policy in place at home or a fully comprehensive one, the insurance company only carries or has the legal obligation to provide Third Party cover when you travel abroad. The very first reason behind this is that the better insurance cover you have in place, more protected you will be in the event something bad should happen and the more at ease you will be in your mind. For example, imagine you were involved in an accident with another rider or car and you were the liable party.
If you only have 3rd Party Insurance, you would be responsible to pay all costs, except for any incurred by the other person involved in the incident. If you were to take out a more complete policy coverage, however, the vast majority of the costs would be covered, from repairs to your bike to any medical costs that may be incurred due to personal injury by both yourself and the other person.
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